634 Morningside Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 634 Morningside Ave, Union Beach, NJ 07735

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,010 sqft · built 1989
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Apr 2019)
Tax Bill$12,272 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2021 Mortgage
+ 6 more
Flood ZoneZone X (moderate risk)
APN50-00174-0000-00004

Property Details

APN / Parcel Number

Primary APN50-00174-0000-00004
Alternative APNs
  • 500017400004
  • 1727

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,010 sqft Living Area
1st Floor Area750 sqft
Upper Floors Area800 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchOpen Porch
Deck Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number1727
Street Address634 MORNINGSIDE AVE
CityUNION BEACH
StateNJ
Zip07735-3310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionLORILLARD BEACH
Legal Block174
Legal Lot Number4
JurisdictionMONMOUTH NJ
Township / Civil DivisionUNION BEACH
Census Block Group5
Census Block5014
Census Tract801800

Owner

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Apr 23, 2019Grant Deed, Transfer
UNITED WHOLESALE MTG
Sep 18, 2018Trustee's Deed, Construction Loan · Line of Credit
GOLDMAN SACHS BK USA
Aug 13, 2018Grant Deed, Construction Loan · Line of Credit
GOLDMAN SACHS BK USA
Jan 31, 2018Grant Deed, Transfer
SERVICELINK
Sep 29, 2017Trustee's Deed, Foreclosure
Sep 29, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2019 · Amount on Record
Deed SaleApr 23, 2019 · Amount on Record
Prior SaleAug 13, 2018 · Amount on Record
Deed Document Number201934558
Deed Book / Page9344 / 5846
Last Transfer DateAug 14, 2021
Transfer Doc0095420262
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095743728
DateJan 26, 2022
Book Page9574/3728
Instrument2022009787
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateSep 9, 2021
Property Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
Document Number0095420262
Book / Page9542 / 262
Instrument DateAug 14, 2021
Instrument2021135845
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyNOT AVAILABLE, PUNCTUAL ABSTRACT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310

Mortgage

Document Number2021135846
DateSep 9, 2021
Instrument2021135846
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term231 Months
DueDec 1, 2040

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateApr 23, 2019
Property Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
Document Number0000034558
Book / Page009344 / 005846
Instrument DateApr 4, 2019
Instrument34558
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address634 MORNINGSIDE AVE UNION BEACH NJ 077353310, UNION BEACH, NJ 07735-3310

Mortgage

Document Number34559
DateApr 23, 2019
Book Page009344/005858
Instrument34559
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateSep 18, 2018
Property Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
Book / Page009312 / 003620
Instrument DateAug 2, 2018
Instrument92353
Transaction TypeConstruction Loan
Record UpdatedOct 15, 2018
Title CompanyNOVARE NATIONAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3005 S EL CAMINO REAL SAN CLEMENTE CA 926723438, SAN CLEMENTE, CA 92672-3438

Mortgage

Document Number0000092353
DateSep 18, 2018
Book Page009312/003620
Instrument92353
Lender
NameGOLDMAN SACHS BK USA
TypeBank
AddressWOODLAND HILLS, CA 91367
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateAug 13, 2018
Property Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
Document Number0000080818
Book / Page009306 / 000253
Instrument DateAug 1, 2018
Instrument80818
Transaction TypeConstruction Loan
Record UpdatedApr 17, 2019
Title CompanyNOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3005 S EL CAMINO REAL SAN CLEMENTE CA 926723438, SAN CLEMENTE, CA 92672-3438

Mortgage

Document Number80819
DateAug 13, 2018
Instrument80819
Lender
NameGOLDMAN SACHS BK USA
TypeBank
AddressWOODLAND HILLS, CA 91367
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 31, 2018
Property Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
Document Number0000011443
Book / Page009271 / 001515
Instrument DateOct 19, 2017
Instrument11443
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanySERVICELINK

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

September 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateSep 29, 2017
Property Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
Document Number0092515636
Book / Page009251 / 005636
Instrument DateJul 19, 2017
Transaction TypeForeclosure
Record UpdatedNov 13, 2017

Transaction

AmountAmount Recorded
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

September 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateSep 29, 2017
Property Address634 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310
Document Number0000096304
Instrument DateJul 19, 2017
Instrument96304
Transaction TypeForeclosure
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$100.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address634 MOMINGSIDE AVE UNION BEACH NJ 07735, UNION BEACH, NJ 07735
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityUnion Beach Borough
Unified School DistrictUnion Beach Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$597,100 (+4.37%) Land $249,900 Building $347,200$597,100 (+4.37%) Land $249,900 Building $347,200
2025$12,272.00 (+12.97%)$572,100 (+40.22%) Land $217,400 Building $354,700$572,100 (+40.22%) Land $217,400 Building $354,700
2024$10,863.00 (+35.08%)
2023$408,000 Land $164,600 Building $243,400$408,000 Land $164,600 Building $243,400
2022$8,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims74 (1992–2026)
Claims Outside the SFHA9 of 74
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 62 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

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