Monmouth County and Union Beach Borough property record for 641 Morningside Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1929 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $461,000 (Dec 2025) |
| Tax Bill | $4,597 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-00192-0000-00012 |
| Primary APN | 50-00192-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Tudor |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 1961 |
|---|---|
| Street Address | 641 MORNINGSIDE AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | LORILLARD BEACH |
| Legal Block | 192 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 801800 |
641 Morningside Ave is owned and occupied by an individual who bought it in December 2025.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Dec 11, 2025 | Deed, Transfer · Conventional Mortgage AFFORDABLE MORTGAGE ADVISORS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on File |
| Deed Sale | Dec 11, 2025 · Amount on File |
| Prior Sale | Nov 26, 2024 · Amount on File |
| Deed Document Number | 202599228 |
| Deed Book / Page | 9770 / 1339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 641 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3309 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 641 MOMINGSIDE AVE, UNION BEACH, NJ 07735 |
| Document Number | 0096473106 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 9647/3106 |
| Instrument | 2023038585 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 11, 2025 |
| Property Address | 641 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3309 |
| Document Number | 0097701339 |
| Book / Page | 9770 / 1339 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025099228 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,800.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2092 STATE ROUTE 35, SOUTH AMBOY, NJ 08879-1987 |
| Name | Verified Name |
|---|---|
| Address | 641 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3309 |
| Document Number | 2025099229 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025099229 |
| Name | AFFORDABLE MORTGAGE ADVISORS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 641 Morningside Ave was $4,597, down 24.3% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,200 (+97.01%) Land $228,100 Building $194,100 | $422,200 (+97.01%) Land $228,100 Building $194,100 | |
| 2025 | $4,597.00 (-24.27%) | $214,300 Land $198,400 Building $15,900 | $214,300 Land $198,400 Building $15,900 |
| 2024 | $6,070.00 | ||
| 2023 | $270,400 Land $150,200 Building $120,200 | $270,400 Land $150,200 Building $120,200 | |
| 2022 | $5,228.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 641 Morningside Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 74 (1992–2026) |
| Claims Outside the SFHA | 9 of 74 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 641 Morningside Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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