Monmouth County and Union Beach Borough property record for 620 Morningside Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,464 sqft · built 1949 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Feb 2022) |
| Tax Bill | $12,349 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 50-00174-0000-00002 |
| Primary APN | 50-00174-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 1,232 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| Deck Area | 592 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1725 |
|---|---|
| Street Address | 620 MORNINGSIDE AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | LORILLARD BEACH |
| Legal Block | 174 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 801800 |
Source: Monmouth County and Union Beach Borough records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 7, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on Record |
| Deed Sale | Feb 7, 2022 · Amount on Record |
| Prior Sale | Sep 17, 2004 · Amount on Record |
| Deed Document Number | 202215097 |
| Deed Book / Page | 9577 / 1027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 620 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096570050 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 9657/50 |
| Instrument | 2023058198 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 12, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 7, 2022 |
| Property Address | 620 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310 |
| Document Number | 0095771027 |
| Book / Page | 9577 / 1027 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022015097 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Title Company | R W SCHRADER TITLE AGCY LLC, R W SCHRADER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,205.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 MORRIS BLVD, 229, TOMS RIVER, NJ 08753-7141 |
| Name | Verified Name |
|---|---|
| Address | 620 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3310 |
| Document Number | 2022015098 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022015098 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,200 (+9.64%) Land $315,300 Building $315,900 | $631,200 (+9.64%) Land $315,300 Building $315,900 | |
| 2025 | $12,349.00 (+13.92%) | $575,700 (+20.01%) Land $274,400 Building $301,300 | $575,700 (+20.01%) Land $274,400 Building $301,300 |
| 2024 | $10,840.00 (+15.07%) | ||
| 2023 | $479,700 Land $207,900 Building $271,800 | $479,700 Land $207,900 Building $271,800 | |
| 2022 | $9,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 74 (1992–2026) |
| Claims Outside the SFHA | 9 of 74 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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