Rowan County property record for 634 Mitchell Ln, Morehead, KY 40351 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Nov 2013) |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-00 00 044.05 |
| Primary APN | 017-00 00 044.05 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6457 |
|---|---|
| Street Address | 634 MITCHELL LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, GARAGE & LOT #2- 2.150 A+- MITCHELL LANE |
| Legal Lot Number | 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950100 |
Source: Rowan County records · APN 017-00 00 044.05
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 634 MITCHELL LN, MOREHEAD, KY 40351-8089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2013 · Amount on Record |
| Deed Sale | Nov 05, 2013 · Amount on Record |
| Deed Document Number | 385581 |
| Deed Book / Page | D250 / 40 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 634 MITCHELL LN, MOREHEAD, KY 40351-8089 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000A422/59 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | A422/59 |
| Instrument | 2005938 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2030 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,213.00 (-1.78%) | $145,000 (-) Land $20,000 Building $125,000 | $145,000 (-) Land $20,000 Building $125,000 |
| 2023 | $1,235.00 | $145,000 Land $20,000 Building $125,000 | $145,000 Land $20,000 Building $125,000 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | May 2026, river or lake flooding |
| Wildfire Risk | Low above 37% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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