Rowan County property record for 750 Mitchell Ln, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 1,530 sqft · built 2007 |
| Lot Size | 0.879 acres (38,289 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,342 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-00 00 044.08 |
| Primary APN | 017-00 00 044.08 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,530 sqft Living Area |
| Basement Area | 930 sqft |
| Unfinished Basement | 930 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,289 sqft (0.879 acres) |
| Garage Type | Basement |
| Garage Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2995 |
|---|---|
| Street Address | 750 MITCHELL LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & 0.879 ACRES MITCHELL LANE |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950100 |
Source: Rowan County records · APN 017-00 00 044.08
Assessment roll updated November 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 750 MITCHELL LN, MOREHEAD, KY 40351-7121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Mar 21, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 08, 2024 |
| Transfer Doc | 00D291/134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 750 MITCHELL LN, MOREHEAD, KY 40351-7121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00A468/254 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | A468/254 |
| Instrument | 2028779 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Mar 21, 2024 |
| Property Address | 750 MITCHELL LN, MOREHEAD, KY 40351-7121 |
| Document Number | 00D291/134 |
| Book / Page | D291 / 134 |
| Instrument Date | Mar 08, 2024 |
| Instrument | 2028775 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 750 MITCHELL LN, MOREHEAD, KY 40351-7121 |
| Document Number | 0002028779 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2028779 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,342.00 (-1.76%) | $160,350 (-) Land $15,000 Building $145,350 | $160,350 (-) Land $15,000 Building $145,350 |
| 2023 | $1,366.00 | $160,350 Land $15,000 Building $145,350 | $160,350 Land $15,000 Building $145,350 |
Source: FEMA National Flood Hazard Layer as of April 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
Based on FCC filings for 17 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWAN WATER INC private · serves 18,765 people |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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