490 Mitchell Ln, Morehead, KY 40351 Property Records

Rowan County property record for 490 Mitchell Ln, Morehead, KY 40351 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Square Footage	1,120 sqft Living Area
Lot Size	276,170 sqft (6.34 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$834.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`017-00 00 043.00`
Alternative APNs	`10438` `10496` `11029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,120 sqft Living Area
Basement Area	560 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Material	Composition Shingle Roof
Lot Area	276,170 sqft (6.34 acres)
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	None Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	11029
Street Address	490 MITCHELL LN
City	MOREHEAD
State	KY
Zip	40351-8008
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE BARN & 6.34 A+- KY 158
Jurisdiction	ROWAN KY
Minor Civil Division	HILDA-TRIPLETT
Census Blockgroup	3
Census Block	3007
Census Tract	950100

Owner

Source: Rowan County records · APN 017-00 00 043.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	490 MITCHELL LN, MOREHEAD, KY 40351-8008
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 08, 2013
Transfer Doc	000D250/79
Record Refreshed	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	490 MITCHELL LN, MOREHEAD, KY 40351-8008
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00A399/260
Date	Oct 12, 2018
Book Page	A399/260
Instrument	411587

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 01, 2043

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$834.00 (-4.47%) Homeowner's exemption	$148,860 (-) Land $37,500 Building $111,360	$148,860 (-) Land $37,500 Building $111,360
2023	$873.00 Disabled Person's exemption	$148,860 Land $37,500 Building $111,360	$148,860 Land $37,500 Building $111,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 68% of Kentucky
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.