631 Ellen Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 631 Ellen Dr, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,769 sqft · built 2002
Lot Size0.447 acres (19,471 sqft)
OwnerIndividual Name on Record
Last Sale$138,050 (Oct 2025)
Tax Bill$4,864 (2025)
Deeds & MortgagesOct 2025 Sale
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-32-16E-256

Property Details

APN / Parcel Number

Primary APN41-32-16E-256

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,769 sqft Living Area
1st Floor Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area19,471 sqft (0.447 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area126 sqft
Patio Area438 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address631 ELLEN DR
CityCINCINNATI
StateOH
Zip45255-4916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMBER RIDGE; LOT 18
Legal SubdivisionAMBER RIDGE
Legal Lot Number18
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2004
Census Tract41201

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address631 ELLEN DR, CINCINNATI, OH 45255-4916
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Quit Claim Deed, Transfer
Quitclaim
Sep 30, 2022Survivorship Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 9, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2025 · Amount on Record
Deed SaleOct 10, 2025 · Amount on Record
Prior SaleSep 30, 2022 · Amount on Record
Deed Document Number202521295
Deed Book / Page3005 / 1364
Prior Transfer DateSep 8, 2025
Prior Transfer Doc0000021295
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLERMONT OH
Recording DateOct 10, 2025
Property Address631 ELLEN DR, CINCINNATI, OH 45255-4916
Document Number0000021295
Book / Page3005 / 1364
Map ReferenceCAB 9 PG 43
Instrument DateSep 8, 2025
Instrument202500021295
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 ELLEN DR, CINCINNATI, OH 45255-4916
InvestorPossibly a Property Investor

September 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCLERMONT OH
Recording DateSep 30, 2022
Property Address631 ELLEN DR, CINCINNATI, OH 45255-4916
Document Number0000024759
Book / Page2930 / 2804
Map ReferenceCAB 9 PG 43&44
Instrument DateSep 29, 2022
Instrument202200024759
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyNOT AVAILABLE, AHTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address631 ELLEN DR, CINCINNATI, OH 45255-4916

Mortgage

Document Number0000024760
DateSep 30, 2022
Instrument202200024760
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateJun 9, 2021
Property Address631 ELLEN DR, CINCINNATI, OH 45255-4916
Document Number0000018756
Book / Page2883 / 2956
Map ReferenceCAB 9 PG 43&44
Instrument DateJun 4, 2021
Instrument202100018756
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 ELLEN DR, CINCINNATI, OH 45255-4916

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,864.00 (-0.18%)$96,640 (-) Land $20,900 Building $75,740
2024$4,873.00 (-49.3%) Homeowner's exemption$96,640 (-) Land $20,900 Building $75,740$276,100 (-) Land $59,700 Building $216,400
2023$9,611.00 (+137.07%) Homeowner's exemption$96,640 (+42.03%) Land $20,900 Building $75,740$276,100 (+42.03%) Land $59,700 Building $216,400
2022$4,054.00$68,040 Land $14,700 Building $53,340
2020$194,400 Land $42,000 Building $152,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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