Sherburne County property record for 6338 45th Ave SE, Saint Cloud, MN 56304
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 3 ba · 1,762 sqft · built 2018 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,326 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Oct 2018 Construction Loan + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-430-0110 |
| Primary APN | 25-430-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| Basement Area | 1,650 sqft |
| Finished Basement | 1,650 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Modular |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Type | Attached |
| Garage Area | 852 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 226 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 17567 |
|---|---|
| Street Address | 6338 45TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2232 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | A |
| Legal Description | LOT 2, BLK 1 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 33 |
| Legal Subdivision | SHERWOOD WEST PLAT THREE |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30302 |
6338 45th Ave SE, a residential property, is owned and occupied by an individual who acquired it in August 2018.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Oct 10, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage BREMER BK NA |
| Aug 22, 2018 | Warranty Deed, Transfer TRI COUNTY ABSTRACT AND TITLE GUARANT |
| Aug 22, 2018 | Quit Claim Deed, Transfer PENNINGTON TITLE |
| Mar 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2012 |
| Deed Sale | Sep 13, 2012 |
| Deed Document Number | 2012756722 |
| Last Transfer Date | Aug 13, 2018 |
| Transfer Doc | 0000861063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000877716 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 877716 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 10, 2018 |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 863301 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 25, 2018 |
| Title Company | PENNINGTON TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6338 45TH AVE SE ST CLOUD MN 56304, ST CLOUD, MN 56304 |
| Document Number | 0000863301 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 863301 |
| Name | BREMER BK NA |
|---|---|
| Address | ST PAUL, MN 55102 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 9, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 22, 2018 |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Document Number | 0000861062 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 861062 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | TRI COUNTY ABSTRACT AND TITLE GUARANT |
| Amount | Amount on Record |
|---|---|
| Tax | $120.45 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4000 CLEARWATER RD #115 ST CLOUD MN 563019694, 115, ST CLOUD, MN 56301-9694 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 22, 2018 |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Document Number | 0000861063 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 861063 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | PENNINGTON TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4000 CLEARWATER RD #115 ST CLOUD MN 563019694, 115, ST CLOUD, MN 56301-9694 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Mar 17, 2017 |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Document Number | 0000835808 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 835808 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19808 DAWSON LN FARMINGTON MN 550247225, FARMINGTON, MN 55024-7225 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Mar 17, 2017 |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Document Number | 0000835809 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 835809 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19808 DAWSON LN FARMINGTON MN 550247225, FARMINGTON, MN 55024-7225 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Mar 17, 2017 |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Document Number | 0000835807 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 835807 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19808 DAWSON LN FARMINGTON MN 550247225, FARMINGTON, MN 55024-7225 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Mar 17, 2017 |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Document Number | 0000835806 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 835806 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19808 DAWSON LN FARMINGTON MN 550247225, FARMINGTON, MN 55024-7225 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jan 30, 2017 |
| Property Address | 6338 45TH AVE SE, SAINT CLOUD, MN 56304-2232 |
| Document Number | 0000833751 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 833751 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 216 SUNSET BLVD WACONIA MN 553871227, WACONIA, MN 55387-1227 |
The 2025 property tax bill for 6338 45th Ave SE was $3,326 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,600 (+0.05%) Land $110,200 Building $297,400 | $407,600 (+0.05%) Land $110,200 Building $297,400 | |
| 2025 | $3,326.00 | $407,400 Land $110,000 Building $297,400 | $407,400 Land $110,000 Building $297,400 |
| 2023 | $3,162.00 | $398,100 Land $93,000 Building $305,100 | |
| 2021 | $398,100 Land $93,000 Building $305,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6338 45th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6338 45th Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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