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6308 45th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 6308 45th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,964 sqft · built 2020
Lot Size1.11 acres (48,352 sqft)
OwnerIndividual Name on File
Last Sale$38,900 (Aug 2020)
Tax Bill$4,170 (2025)
Deeds & MortgagesJul 2026 Transfer
Jan 2022 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN25-430-0105

Property Details

APN / Parcel Number

Primary APN25-430-0105
Alternative APNs
  • 25-00430-0105
  • 17566

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,964 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeWood
Lot Area48,352 sqft (1.11 acres)
Garage TypeAttached
Garage Area1,055 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number17566
Street Address6308 45TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-2232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 1, BLK 1
Legal Range30W
Legal Township35N
Legal Section33
Legal SubdivisionSHERWOOD WEST PLAT THREE
Legal Block1
Legal Lot Number1
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1011
Census Tract30302

Owner

6308 45th Ave SE is owned and occupied by an individual who acquired it in March 2021.

Source: Sherburne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
DEERWOOD BANK
Nov 6, 2023Intrafamily Transfer, Transfer
Aug 7, 2020Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Mar 17, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Mar 17, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Mar 17, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Mar 17, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jan 30, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2020 · Amount on File
Deed SaleAug 7, 2020 · Amount on File
Prior SaleSep 13, 2012
Deed Document Number2020897443
Last Transfer DateMar 19, 2021
Transfer Doc0000963483
Record UpdatedOct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSHERBURNE MN
Recording DateJul 28, 2026
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Document Number0001000997
Instrument DateJul 28, 2026
Instrument20261000997
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000935478
DateJan 4, 2022
Instrument935478
Lender
NameDEERWOOD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHERBURNE MN
Recording DateNov 6, 2023
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Document Number0000963483
Instrument DateMar 19, 2021
Instrument963483
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateAug 7, 2020
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Document Number0000897443
Instrument DateJul 30, 2020
Instrument897443
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$128.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 5TH AVE N SARTELL MN 563771653, SARTELL, MN 56377-1653

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 17, 2017
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Document Number0000835808
Instrument DateJan 19, 2017
Instrument835808
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19808 DAWSON LN FARMINGTON MN 550247225, FARMINGTON, MN 55024-7225

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 17, 2017
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Document Number0000835806
Instrument DateJan 17, 2017
Instrument835806
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19808 DAWSON LN FARMINGTON MN 550247225, FARMINGTON, MN 55024-7225

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 17, 2017
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Document Number0000835809
Instrument DateJan 17, 2017
Instrument835809
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19808 DAWSON LN FARMINGTON MN 550247225, FARMINGTON, MN 55024-7225

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 17, 2017
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Document Number0000835807
Instrument DateJan 17, 2017
Instrument835807
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19808 DAWSON LN FARMINGTON MN 550247225, FARMINGTON, MN 55024-7225

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateJan 30, 2017
Property Address6308 45TH AVE SE, SAINT CLOUD, MN 56304-2232
Document Number0000833751
Instrument DateJan 13, 2017
Instrument833751
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address216 SUNSET BLVD WACONIA MN 553871227, WACONIA, MN 55387-1227

Tax Assessment & Valuation

The 2025 property tax bill for 6308 45th Ave SE was $4,170 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$501,000 (-0.02%) Land $110,200 Building $390,800$501,000 (-0.02%) Land $110,200 Building $390,800
2025$4,170.00$501,100 Land $110,000 Building $391,100$501,100 Land $110,000 Building $391,100
2023$3,802.00$468,700 Land $89,000 Building $379,700
2021$468,700 Land $89,000 Building $379,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6308 45th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6308 45th Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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