Sherburne County property record for 5877 45th Ave SE, Saint Cloud, MN 56304
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,250 sqft · built 1976 |
| Lot Size | 6.16 acres (268,330 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,414 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-034-2200 |
| Primary APN | 25-034-2200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,265 sqft |
| Basement Area | 46 sqft |
| Finished Basement | 46 sqft |
| Unfinished Basement | 46 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 268,330 sqft (6.16 acres) |
| Garage Type | Attached |
| Garage Area | 531 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 57 sqft |
| Deck Area | 362 sqft |
| Patio Area | 196 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5877 45TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | THAT PT OF W 545FT OF NW 1-4 OF NW 1-4 LYING S OF N 820FT. SUBJ TO EASEMENT DESC AS PARCEL 1 SHERB CTY ROW PLAT 75 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 34 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 30301 |
Source: Sherburne County assessment roll, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5877 45TH AVE SE, SAINT CLOUD, MN 56304-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMEC INC |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 5877 45TH AVE SE, SAINT CLOUD, MN 56304-9551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000848743 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 848743 |
| Name | AMERICAN MORTGAGE & EQUITY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 5877 45TH AVE SE, SAINT CLOUD, MN 56304-9551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000885887 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 885887 |
| Name | AMEC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 5877 45TH AVE SE, SAINT CLOUD, MN 56304-9551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000912740 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 912740 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800 (+14.29%) Land $800 | $800 (+14.29%) Land $800 | |
| 2025 | $3,414.00 (+14.56%) | $700 (-) Land $700 | $700 (-) Land $700 |
| 2023 | $2,980.00 | $700 Land $700 | |
| 2021 | $700 Land $700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Lumen Technologies DSL | 100 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures