633 Stuart St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 633 Stuart St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1934
Lot Size	0.151 acres (6,578 sqft)
Owner	Company Name on Record
Last Sale	$149,900 (Jul 2002)
Tax Bill	$3,039 (2026)
Deeds & Mortgages	Aug 2024 Line of Credit Mar 2023 Mortgage + 1 more
APN	`7779-87-5274`

Property Details

APN / Parcel Number

Primary APN	`7779-87-5274`
Alternative APNs	`156 19 633` `2674`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	778 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	105 ft deep x 37 ft wide
Garage Type	Built-in
Driveway	Concrete Driveway

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	194 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	633 STUART ST
City	FREDERICKSBURG
State	VA
Zip	22401-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 51 BL 156-19-L51
Legal Subdivision	FREDERICKSBURG DEV
Legal Lot Number	50-51
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1035
Census Tract	202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fredericksburg Historic District listed 1971 · 27 contributing resources · NRIS 71001053
Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	633 STUART ST, FREDERICKSBURG, VA 22401-3526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2002 · Amount on Record
Deed Sale	Jul 11, 2002 · Amount on Record
Prior Sale	Dec 14, 2000 · Amount on Record
Deed Document Number	20022001794
Last Transfer Date	Aug 24, 2022
Transfer Doc	0202202438
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	633 STUART ST, FREDERICKSBURG, VA 22401-3526
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401424
Date	Aug 21, 2024
Instrument	202401424

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	633 STUART ST, FREDERICKSBURG, VA 22401-3526
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	PEAK TITLE PROFESSIONALS LLC, THE TITLE PROFESSIONALS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300580
Date	Mar 31, 2023
Instrument	202300580

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

Interest

Rate Type	Fixed Rate

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Aug 26, 2022
Property Address	633 STUART ST, FREDERICKSBURG, VA 22401-3526
Document Number	0202202438
Instrument Date	Aug 24, 2022
Instrument	202202438
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 STUART ST, FREDERICKSBURG, VA 22401-3526

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,039.00 (+40.63%)	$375,300 (+54.51%) Land $190,000 Building $185,300	$375,300 (+54.51%) Land $190,000 Building $185,300
2024	$2,161.00	$242,900 Land $90,000 Building $152,900	$242,900 Land $90,000 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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