626 Stuart St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 626 Stuart St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,549 sqft · built 2005
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Feb 2023)
Tax Bill	$3,393 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
APN	`7779-87-7146`

Property Details

APN / Parcel Number

Primary APN	`7779-87-7146`
Alternative APNs	`155 22 626` `2635`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,549 sqft Living Area
1st Floor Area	680 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	105 ft deep x 25 ft wide
Garage Area	190 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	626 STUART ST
City	FREDERICKSBURG
State	VA
Zip	22401-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 20 BL 155-22-L20
Legal Subdivision	FREDERICKSBURG DEV
Legal Lot Number	20
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1043
Census Tract	202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fredericksburg Historic District listed 1971 · 27 contributing resources · NRIS 71001053
Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

626 Stuart St is owned and occupied by an individual who bought it in February 2023.

Source: Fredericksburg City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	626 STUART ST, FREDERICKSBURG, VA 22401-3527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE COMPANY INC
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	2023269
Prior Transfer Date	May 10, 2012
Prior Transfer Doc	120001079
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Feb 13, 2023
Property Address	626 STUART ST, FREDERICKSBURG, VA 22401-3527
Document Number	0202300269
Instrument Date	Jan 27, 2023
Instrument	202300269
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	RATIFIED TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 STUART ST, FREDERICKSBURG, VA 22401-3527

Mortgage

Document Number	0202300270
Date	Feb 13, 2023
Instrument	202300270

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	626 STUART ST, FREDERICKSBURG, VA 22401-3527
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001546
Date	Jun 11, 2020
Instrument	202001546

Lender

Name	SIERRA PACIFIC MORTGAGE COMPANY INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jul 27, 2017
Property Address	626 STUART ST, FREDERICKSBURG, VA 22401-3527
Document Number	0170001778
Instrument Date	Jul 26, 2017
Instrument	170001778
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	THE TITLE PROFESSIONALS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5806 MAGNOLIA LN, FALLS CHURCH, VA 22041-1661

Mortgage

Document Number	0170001779
Date	Jul 27, 2017
Instrument	170001779

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 626 Stuart St was $3,393.

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,393.00	$419,000 Land $130,000 Building $289,000	$419,000 Land $130,000 Building $289,000
2024	$3,195.00	$359,000 Land $80,000 Building $279,000	$359,000 Land $80,000 Building $279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 626 Stuart St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 626 Stuart St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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