628 Stuart St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 628 Stuart St, Fredericksburg, VA 22401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,460 sqft · built 1909
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$213,900 (May 2003)
Tax Bill$3,095 (2026)
Deeds & MortgagesJun 2024 Line of Credit
APN7779-87-7134

Property Details

APN / Parcel Number

Primary APN7779-87-7134
Alternative APNs
  • 155 22 628
  • 2637

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,460 sqft Living Area
1st Floor Area730 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions105 ft deep x 26 ft wide
Garage TypeBuilt-in

Exterior Amenities

PorchPorch
Porch Area94 sqft
Deck Area136 sqft
Shed1 Shed
Shed Area308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address628 STUART ST
CityFREDERICKSBURG
StateVA
Zip22401-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 19 BL 155-22-L19
Legal SubdivisionDOSWELL FIELD
Legal Lot Number19
JurisdictionFREDERICKSBURG CITY VA
Township / Civil DivisionFREDERICKSBURG
Census Block Group1
Census Block1043
Census Tract202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fredericksburg Historic District
listed 1971 · 27 contributing resources · NRIS 71001053
Individually ListedFredericksburg and Spotsylvania County Battlefields Memorial National Military Park
listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address628 STUART ST, FREDERICKSBURG, VA 22401-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2003 · Amount on Record
Deed SaleMay 7, 2003 · Amount on Record
Prior SaleJan 16, 2003 · Amount on Record
Deed Book / Page300 / 1417
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICKSBURG CITY VA
Property Address628 STUART ST, FREDERICKSBURG, VA 22401-3527
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202400910
DateJun 4, 2024
Instrument202400910
Lender
NameFINANCE OF AMERICA REVERSE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
DueNov 14, 2007
Interest
Rate TypeAdjustable Rate
Rate6.35%
Type Change DateJul 1, 2024
Change FrequencyMonthly
Margin5

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFredericksburg City
Unified School DistrictFredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,095.00 (+28.8%)$382,100 (+41.52%) Land $130,000 Building $252,100$382,100 (+41.52%) Land $130,000 Building $252,100
2024$2,403.00$270,000 Land $80,000 Building $190,000$270,000 Land $80,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICKSBURG
serves 28,350 people · EPA ID VA6630050
Water SourcePurchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable
2,000 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Stuart St

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