Effingham County property record for 633 Lower Ferry Rd, Clyo, GA 31303
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1992 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,573 (2025) |
| Deeds & Mortgages | Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04240-008-000 |
| Primary APN | 04240-008-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,056 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Lot Area | 43,560 sqft (1 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 15002 |
|---|---|
| Street Address | 633 LOWER FERRY RD |
| City | CLYO |
| State | GA |
| Zip | 31303-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 1.00 AC |
| Legal Subdivision | BERRYVILLE |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30206 |
633 Lower Ferry Rd is owned by two individuals who acquired it in March 2021.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2422 HODGEVILLE RD, RINCON, GA 31326-4808 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 |
| Deed Sale | Mar 23, 2021 |
| Prior Sale | Dec 17, 1990 |
| Deed Document Number | 2021879 |
| Deed Book / Page | 2673 / 440 |
| Prior Transfer Date | Jun 8, 2010 |
| Prior Transfer Doc | 0000001284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 23, 2021 |
| Property Address | 633 LOWER FERRY RD, CLYO, GA 31303-3729 |
| Document Number | 002673/440 |
| Book / Page | 2673 / 440 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021-000879 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2422 HODGEVILLE RD, RINCON, GA 31326-4808 |
The 2025 property tax bill for 633 Lower Ferry Rd was $1,573.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,037 (-) Land $18,204 Building $3,833 | $55,094 (-) Land $45,511 Building $9,583 | |
| 2025 | $1,573.00 | $22,037 Land $18,204 Building $3,833 | $55,094 Land $45,511 Building $9,583 |
| 2022 | $142.00 | $5,030 Land $2,070 Building $2,960 | $12,576 Land $5,176 Building $7,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 633 Lower Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 633 Lower Ferry Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 71% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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