Effingham County property record for 500 Lower Ferry Rd, Clyo, GA 31303
| Property Type | Single Family Home |
|---|---|
| Details | 732 sqft · built 1974 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,588 (2025) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04240-053-000 |
| Primary APN | 04240-053-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 732 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Mobile Home |
| Lot Area | 152,460 sqft (3.5 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 15043 |
|---|---|
| Street Address | 500 LOWER FERRY RD |
| City | CLYO |
| State | GA |
| Zip | 31303-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 3.50 AC |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30206 |
500 Lower Ferry Rd is held in a trust since May 2019.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 28 PINE DR, SAVANNAH, GA 31405-2856 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 1978 |
| Deed Sale | Aug 7, 1978 |
| Deed Book / Page | 185 / 692 |
| Last Transfer Date | May 28, 2019 |
| Transfer Doc | 002526/521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 28, 2019 |
| Property Address | 500 LOWER FERRY RD, CLYO, GA 31303-3725 |
| Document Number | 002526/521 |
| Book / Page | 2526 / 521 |
| Instrument Date | May 28, 2019 |
| Instrument | 2019-001384 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 PINE DR, SAVANNAH, GA 31405-2856 |
The 2025 property tax bill for 500 Lower Ferry Rd was $1,588.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,841 (-) Land $34,008 Building $3,833 | $94,604 (-) Land $85,021 Building $9,583 | |
| 2025 | $1,588.00 | $37,841 Land $34,008 Building $3,833 | $94,604 Land $85,021 Building $9,583 |
| 2022 | $277.00 | $9,794 Land $6,834 Building $2,960 | $24,486 Land $17,086 Building $7,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 500 Lower Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 500 Lower Ferry Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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