Effingham County property record for 490 Lower Ferry Rd, Clyo, GA 31303 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,464 sqft Heated Area |
| Lot Size | 174,676 sqft (4.01 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $1,025.00 (2025) |
| Primary APN | 04240-051-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,464 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wood Interior Structure |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Shed Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 174,676 sqft (4.01 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 576 sqft Carport |
| Porch | Open Porch |
| Porch Area | 252 sqft Porch |
| Account Number | 15041 |
|---|---|
| Old Parcel Number | 04240051 |
| Street Address | 490 LOWER FERRY RD |
| City | CLYO |
| State | GA |
| Zip | 31303-3724 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4.01 AC SPLIT 424-51A PLAT D140-E2 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | GUYTON-SPRINGFIELD |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 30206 |
Source: Effingham County records · APN 04240-051-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 LOWER FERRY RD, CLYO, GA 31303-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 1990 |
| Deed Sale | Aug 28, 1990 |
| Deed Doc Number | 0000029181 |
| Record Refreshed | Jun 08, 2026 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,025.00 (+12.02%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $57,518 (+33.45%) Land $37,003 Building $20,515 | $143,795 (+33.45%) Land $92,508 Building $51,287 |
| 2024 | $915.00 (+226.79%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $43,101 (+101.49%) Land $25,444 Building $17,657 | $107,754 (+101.49%) Land $63,611 Building $44,143 |
| 2023 | $280.00 (-36.94%) Homeowner's exemption | $21,391 (+10.59%) Land $9,785 Building $11,606 | $53,478 (+10.59%) Land $24,463 Building $29,015 |
| 2022 | $444.00 Homeowner's exemption | $19,343 Land $7,737 Building $11,606 | $48,357 Land $19,342 Building $29,015 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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