633 E River Rock Rd, Belgrade, MT 59714 Property Records

Gallatin County property record for 633 E River Rock Rd, Belgrade, MT 59714

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 2004
Lot Size0.126 acres (5,489 sqft)
Owner2 Individual Names on Record
Last Sale$301,700 (Jun 2016)
Tax Bill$1,927 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00RFF49578

Property Details

APN / Parcel Number

Primary APN00RFF49578
Alternative APNs
  • 06-0903-03-4-33-21-0000
  • R0636653

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,489 sqft (0.126 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area108 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00RFF49578
Street Address633 E RIVER ROCK RD
CityBELGRADE
StateMT
Zip59714-7219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER ROCK SUB TRADITIONS PH 1 & 2, S03, T01 S, R04 E, BLOCK 43, LOT 2, PLAT J-372
Legal Range04E
Legal Township01S
Legal Section03
Legal SubdivisionRIVER ROCK SUB TRADITIONS PH 1 & 2
Legal Block43
Legal Lot Number2
JurisdictionGALLATIN MT
Township / Civil DivisionBELGRADE
Census Block Group3
Census Block3015
Census Tract201

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address633 E RIVER ROCK RD, BELGRADE, MT 59714-7219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2016 · Amount on Record
Deed SaleJun 22, 2016 · Amount on Record
Prior SaleOct 2, 2014 · Amount on Record
Deed Document Number20162548818
Prior Transfer DateApr 14, 2011
Prior Transfer Doc2386543
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLATIN MT
Property Address633 E RIVER ROCK RD, BELGRADE, MT 59714-7219
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2681395
DateMay 13, 2020
Instrument2681395
Lender
NameSTOCKMAN BANK
TypeBank
AddressMILES CITY, MT 59301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
Elementary School DistrictBelgrade Elementary School District (PK - 08)
Secondary School DistrictBelgrade High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,927.00 (-38.96%)$524,000 (+7.75%)$524,000 (+7.75%) Land $121,726 Building $402,274
2023$3,157.00$486,300$486,300 Land $96,968 Building $389,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER ROCK COUNTY WATER AND SEWER DIST
private · serves 4,200 people · EPA ID MT0004082
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Montana Opticom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
SkyNet Communications
Fixed Wireless
1,000 / 1,000
Wisp West
Fixed Wireless
200 / 100

May also be available: Verizon.

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