625 E River Rock Rd, Belgrade, MT 59714 Property Records

Gallatin County property record for 625 E River Rock Rd, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,359 sqft · built 2004
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Tax Bill	$4,266 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF49579`

Property Details

APN / Parcel Number

Primary APN	`00RFF49579`
Alternative APNs	`06-0903-03-4-33-19-0000` `R0636654`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
1st Floor Area	1,359 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,489 sqft (0.126 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	169 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF49579
Street Address	625 E RIVER ROCK RD
City	BELGRADE
State	MT
Zip	59714-7219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER ROCK SUB TRADITIONS PH 1 & 2, S03, T01 S, R04 E, BLOCK 43, LOT 3, PLAT J-372
Legal Range	04E
Legal Township	01S
Legal Section	03
Legal Subdivision	RIVER ROCK SUB TRADITIONS PH 1 & 2
Legal Block	43
Legal Lot Number	3
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3015
Census Tract	201

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	625 E RIVER ROCK RD, BELGRADE, MT 59714-7219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 3, 2017	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017
Deed Sale	Mar 3, 2017
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	20172573665
Prior Transfer Date	Feb 27, 2008
Prior Transfer Doc	2293372
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	625 E RIVER ROCK RD, BELGRADE, MT 59714-7219
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2725077
Date	Mar 19, 2021
Instrument	2725077

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	625 E RIVER ROCK RD, BELGRADE, MT 59714-7219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2577407
Date	Apr 17, 2017
Instrument	2577407

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

March 2017: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	GALLATIN MT
Recording Date	Mar 3, 2017
Property Address	625 E RIVER ROCK RD, BELGRADE, MT 59714-7219
Document Number	2573665
Map Reference	PL J-372
Instrument Date	Feb 13, 2017
Instrument	2573665
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 E RIVER ROCK RD, BELGRADE, MT 59714-7219

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,266.00 (+143.49%)	$488,300 (-)	$488,300 (-) Land $121,726 Building $366,574
2025	$1,752.00 (-44.4%)	$488,300 (+0.62%)	$488,300 (+0.62%) Land $121,726 Building $366,574
2023	$3,151.00	$485,300	$485,300 Land $96,968 Building $388,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER ROCK COUNTY WATER AND SEWER DIST private · serves 4,200 people · EPA ID MT0004082
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

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