Gallatin County property record for 565 E River Rock Rd, Belgrade, MT 59714 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 2004 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Jun 2015) |
| Tax Bill | $1,726 (2025) |
| Deeds & Mortgages | Sep 2008 Line of Credit Nov 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF49584 |
| Primary APN | 00RFF49584 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,489 sqft (0.126 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RFF49584 |
|---|---|
| Street Address | 565 E RIVER ROCK RD |
| City | BELGRADE |
| State | MT |
| Zip | 59714-7220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RIVER ROCK SUB TRADITIONS PH 1 & 2, S03, T01 S, R04 E, BLOCK 43, LOT 8, PLAT J-372 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | RIVER ROCK SUB TRADITIONS PH 1 & 2 |
| Legal Block | 43 |
| Legal Lot Number | 8 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 201 |
Source: Gallatin County records · APN 00RFF49584
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 78 BREEDEN DR, BOZEMAN, MT 59718-1108 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 16, 2008 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MONTANA INC |
| Nov 02, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 02, 2007 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on Record |
| Deed Sale | Jun 18, 2015 · Amount on Record |
| Prior Sale | Apr 02, 2007 · Amount on Record |
| Deed Document Number | 20152514823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 565 E RIVER ROCK RD, BELGRADE, MT 59714-7220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0002310487 |
|---|---|
| Date | Sep 16, 2008 |
| Instrument | 2310487 |
| Name | FIRST NATIONAL BANK OF MONTANA INC |
|---|---|
| Address | BOZEMAN, MT 59718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 565 E RIVER ROCK RD, BELGRADE, MT 59714-7220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0002345924 |
|---|---|
| Date | Nov 02, 2009 |
| Instrument | 2345924 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Apr 02, 2007 |
| Property Address | 565 E RIVER ROCK RD, BELGRADE, MT 59714-7220 |
| Document Number | 0002261350 |
| Map Reference | MB J-372 |
| Instrument Date | Apr 02, 2007 |
| Instrument | 2261350 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | SECURITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 E RIVER ROCK RD, BELGRADE, MT 59714-7220 |
| Document Number | 0002261351 |
|---|---|
| Date | Apr 02, 2007 |
| Instrument | 2261351 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | 1-Year T-Bill |
Source: Gallatin County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,726.00 (-44.84%) | $481,000 (-0.19%) | $481,000 (-0.19%) Land $121,726 Building $359,274 |
| 2023 | $3,129.00 | $481,900 | $481,900 Land $96,968 Building $384,932 |
Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 453 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Montana Opticom | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| SkyNet Communications | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| BHT Investment Holdings | Fixed Wireless | 200 / 100 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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