Winona County property record for 633 E 4th St, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,484 sqft · built 1998 |
| Lot Size | 0.872 acres (37,992 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,828 (2026) |
| Deeds & Mortgages | Mar 2025 Transfer |
| APN | 29.087.0050 |
| Primary APN | 29.087.0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 37,992 sqft (0.872 acres) |
| Garage Area | 872 sqft |
| Porch | Open Porch |
| Porch Area | 10 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 633 E 4TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 WHISPERING HILLS 1ST ADD LOT-005 BLOCK-001 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | WHISPERING HILLS 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 671000 |
633 E 4th St is owned and occupied by two individuals who acquired it in November 2023.
Source: Winona County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 633 E 4TH ST, SAINT CHARLES, MN 55972-1371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 30, 2023 |
| Transfer Doc | 0000652750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Mar 25, 2025 |
| Property Address | 633 E 4TH ST, SAINT CHARLES, MN 55972-1371 |
| Document Number | 000A659698 |
| Instrument Date | Mar 12, 2025 |
| Instrument | A659698 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 633 E 4TH ST, SAINT CHARLES, MN 55972-1371 |
The 2026 property tax bill for 633 E 4th St was $4,828 with a homeowner's exemption, up 6.2% from the year before.
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,828.00 (+6.16%) Homeowner's exemption | $418,900 (+8.89%) Land $65,200 Building $353,700 | $418,900 (+8.89%) Land $65,200 Building $353,700 |
| 2025 | $4,548.00 Homeowner's exemption | $384,700 Land $62,100 Building $322,600 | $384,700 Land $62,100 Building $322,600 |
| 2023 | $4,142.00 Homeowner's exemption | $387,600 Land $61,500 Building $326,100 | $387,600 Land $61,500 Building $326,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 633 E 4th St; there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 633 E 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Charles serves 3,825 people · EPA ID MN1850009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Hiawatha Broadband Communications Cable · Fiber in parts of the area | 1,000 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
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