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622 E 4th St, Saint Charles, MN 55972 Property Records

Winona County property record for 622 E 4th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,699 sqft · built 1997
Lot Size0.559 acres (24,387 sqft)
OwnerCompany Name on File
Last Sale$426,000 (Jun 2022)
Tax Bill$5,310 (2026)
Deeds & MortgagesSep 2022 Mortgage
Jun 2022 Sale & Mortgage
+ 4 more
APN29.087.0090

Property Details

APN / Parcel Number

Primary APN29.087.0090

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,699 sqft Living Area
1st Floor Area1,699 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,387 sqft (0.559 acres)
Garage Area780 sqft
PorchOpen Porch
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address622 E 4TH ST
CitySAINT CHARLES
StateMN
Zip55972-1372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 WHISPERING HILLS 1ST ADD LOT-002 BLOCK-002
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionWHISPERING HILLS 1ST ADD
Legal Block2
Legal Lot Number2
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3024
Census Tract671000

Owner

Source: Winona County records · APN 29.087.0090

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address622 E 4TH ST, SAINT CHARLES, MN 55972-1372
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK NA
Jun 01, 2022Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK NA
May 20, 2022Affidavit of Death of Joint Tenant, Transfer
Feb 01, 2022Affidavit of Death of Joint Tenant, Transfer
Sep 08, 2021Affidavit of Death of Joint Tenant, Transfer
Feb 07, 2017Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2022 · Amount on Record
Deed SaleJun 01, 2022 · Amount on Record
Prior SaleFeb 07, 2017 · Amount on Record
Deed Document Number2022643144
Prior Transfer DateSep 08, 2021
Prior Transfer Doc636747
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address622 E 4TH ST, SAINT CHARLES, MN 55972-1372
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A645068
DateSep 07, 2022
InstrumentA645068
Lender
NameMERCHANTS BANK NA
TypeBank
AddressWINONA, MN 55987
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJun 01, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateJun 01, 2022
Property Address622 E 4TH ST, SAINT CHARLES, MN 55972-1372
Document Number000A643144
Instrument DateMay 24, 2022
InstrumentA643144
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,405.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address622 E 4TH ST, SAINT CHARLES, MN 55972-1372

Mortgage

Document Number000A643145
DateJun 01, 2022
InstrumentA643145
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionWINONA MN
Recording DateMay 20, 2022
Property Address622 E 4TH ST, SAINT CHARLES, MN 55972-1372
Document Number000A642914
Instrument DateMay 20, 2022
InstrumentA642914
Transaction TypeTransfer
Record UpdatedJun 08, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address692 E 4TH ST, SAINT CHARLES, MN 55972-1373

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionWINONA MN
Recording DateFeb 01, 2022
Property Address622 E 4TH ST, SAINT CHARLES, MN 55972-1372
Document Number000A640556
Instrument DateJan 14, 2022
InstrumentA640556
Transaction TypeTransfer
Record UpdatedFeb 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2332 TIMERWOOD LANE SW, ROCHESTER, MN 55902-1533

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionWINONA MN
Recording DateSep 08, 2021
Property Address622 E 4TH ST, SAINT CHARLES, MN 55972-1372
Document Number636747
Instrument DateSep 08, 2021
Instrument636747
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address692 E 4TH ST, SAINT CHARLES, MN 55972-1373

February 2017: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWINONA MN
Recording DateFeb 07, 2017
Property Address622 E 4TH ST, SAINT CHARLES, MN 55972-1372
Document Number600867
Instrument DateFeb 02, 2017
Instrument600867
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Tax$287.22
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address692 E 4TH ST, SAINT CHARLES, MN 55972-1373

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,310.00 (+18.95%)
2025$419,100 (+1.7%) Land $62,100 Building $357,000$419,100 (+1.7%) Land $62,100 Building $357,000
2023$4,464.00 Homeowner's exemption$412,100 Land $61,500 Building $350,600$412,100 Land $61,500 Building $350,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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