609 E 4th St, Saint Charles, MN 55972 Property Records

Winona County property record for 609 E 4th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,949 sqft · built 2000
Lot Size	1.12 acres (48,966 sqft)
Owner	2 Company Names on File
Last Sale	$310,000 (Jul 2017)
Tax Bill	$5,856 (2026)
Deeds & Mortgages	Jul 2017 Sale
APN	`29.087.0040`

Property Details

APN / Parcel Number

Primary APN	`29.087.0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,949 sqft Living Area
1st Floor Area	1,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	48,966 sqft (1.12 acres)
Garage Area	1,332 sqft
Porch	Open Porch
Porch Area	410 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 E 4TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 WHISPERING HILLS 1ST ADD LOT-004 BLOCK-001
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	WHISPERING HILLS 1ST ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3025
Census Tract	671000

Owner

Source: Winona County records · APN 29.087.0040

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	609 E 4TH ST, SAINT CHARLES, MN 55972-1371
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2017 · Amount on Record
Deed Sale	Jul 03, 2017 · Amount on Record
Deed Document Number	2017603815
Last Transfer Date	Jun 20, 2024
Transfer Doc	000A655371
Record Updated	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jul 03, 2017
Property Address	609 E 4TH ST, SAINT CHARLES, MN 55972-1371
Document Number	603815
Instrument Date	Jun 29, 2017
Instrument	603815
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Amount	Amount Recorded
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	609 E 4TH ST, STIRLING CITY, CA 95978

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,856.00 (+358.22%)
2025		$453,400 (+1.23%) Land $62,100 Building $391,300	$453,400 (+1.23%) Land $62,100 Building $391,300
2023	$1,278.00 Homeowner's exemption	$447,900 Land $61,500 Building $386,400	$447,900 Land $61,500 Building $386,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696710003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Aug 2007 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Hiawatha Broadband Communications	Cable	1,000 / 30
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Verizon, Hiawatha Broadband Communications, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.