6320 Rio Bonito Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6320 Rio Bonito Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 5,275 sqft · built 2016
Lot Size0.95 acres (41,382 sqft)
Owner2 Company Names on File
Last Sale$810,000 (Sep 2013)
Tax Bill$24,471 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN283-0113-001-0000

Property Details

APN / Parcel Number

Primary APN283-0113-001-0000

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area5,275 sqft Living Area
1st Floor Area4,755 sqft
Basement Area520 sqft
Finished Basement520 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleH-Shape
Construction TypeWood
Roof MaterialOther
Lot Area41,382 sqft (0.95 acres)
Garage Area1,884 sqft
Parking Spaces7 Parking Spaces
Pool TypePool with Hot Tub/Spa
Pool Area7,500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6320 RIO BONITO DR
CityCARMICHAEL
StateCA
Zip95608-5215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-2 (PC)(
Legal DescriptionWALNUT HEIGHTS, LOT 9
Legal SubdivisionWALNUT HEIGHTS
Legal Lot Number9
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4004
Census Tract7802

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 6, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 6, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 15, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2013 · Amount on File
Deed SaleSep 26, 2013 · Amount on File
Prior SaleJan 17, 2001 · Amount on File
Deed Book / Page20130926 / 251
Last Transfer DateSep 30, 2020
Transfer Doc10060000001515
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215

Mortgage

Document Number0000001897
DateSep 14, 2021
Instrument2021091401897
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term346 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215
Transaction TypeMortgage
Record UpdatedSep 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215

Mortgage

Document Number2021091401897
DateSep 14, 2021
Instrument2021091401897
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term346 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 6, 2020
Property Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215
Document Number2010061517
Instrument DateSep 30, 2020
Instrument2010061517
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6320 RIO BONITO DR CARMICHAEL CA 956085215, CARMICHAEL, CA 95608-5215

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 6, 2020
Property Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215
Document Number2010061515
Instrument DateSep 30, 2020
Instrument2010061515
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6320 RIO BONITO DR CARMICHAEL CA 956085215, CARMICHAEL, CA 95608-5215

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 6, 2020
Property Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215
Document Number2010061516
Instrument DateSep 30, 2020
Instrument2010061516
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6320 RIO BONITO DR CARMICHAEL CA 956085215, CARMICHAEL, CA 95608-5215

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6320 RIO BONITO DR, CARMICHAEL, CA 95608-5215
Document Number2006190393
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6320 RIO BONITO DR CARMICHAEL CA 956085215, CARMICHAEL, CA 95608-5215

Mortgage

Document Number2006190393
DateJun 19, 2020
Instrument2006190393
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueJun 18, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,071,704 (+2%) Land $900,268 Building $1,171,436
2025$24,471.00 (+2.16%) Homeowner's exemption$2,031,083 (+4.04%) Land $882,616 Building $1,148,467
2024$23,953.00 (+1.65%)
2023$23,565.00 (+2.05%) Homeowner's exemption$1,952,216 Land $848,344 Building $1,103,872
2022$23,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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