627 Raphael Pl, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 627 Raphael Pl, Charlotte, NC 28205

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,400 sqft · built 2006
Lot Size0.617 acres (26,897 sqft)
OwnerIndividual Name on File
Last Sale$253,000 (Nov 2019)
Tax Bill$3,124 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-109-20

Property Details

APN / Parcel Number

Primary APN091-109-20

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,400 sqft Heated Area
Gross Area1,681 sqft
1st Floor Area707 sqft
Upper Floors Area707 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area26,897 sqft (0.617 acres)
Garage Area267 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number091-109-20
Street Address627 RAPHAEL PL
CityCHARLOTTE
StateNC
Zip28205-4556
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR3CD
Legal DescriptionBLDG 8 UNIT 627 U/F 715-19
Legal SubdivisionRENAISSANCE TWNHM LOFTS CONDO
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract1400

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address627 RAPHAEL PL, CHARLOTTE, NC 28205-4556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 27, 2019Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2019 · Amount on File
Deed SaleNov 27, 2019 · Amount on File
Prior SaleMay 28, 2013 · Amount on File
Deed Document Number0034079127
Deed Book / Page34079 / 127
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address627 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022835
DateFeb 5, 2021
Book Page35639/739
Instrument2021022835
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 27, 2019
Property Address627 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Document Number0000162953
Book / Page34079 / 127
Map ReferenceMB 715 PG 19-23
Instrument DateNov 27, 2019
Instrument2019162953
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$506.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8513 PEYTON RANDOLPH DR, 8513, CHARLOTTE, NC 28277-8807

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 RAPHAEL PL, CHARLOTTE, NC 28205-4556

Mortgage

Document Number0000162954
DateNov 27, 2019
Instrument2019162954
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Google Fiber, Spectrum.

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