632 Monument Trl, Lorena, TX 76655 Property Records

McLennan County property record for 632 Monument Trl, Lorena, TX 76655

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,896 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$361,100 (Apr 2020)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-080900-000131-0`

Property Details

APN / Parcel Number

Primary APN	`30-080900-000131-0`
Alternative APN	`313411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Patio Area	525 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	632 MONUMENT TRL
City	LORENA
State	TX
Zip	76655-4405
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	SILO HILL LOT 23 BLOCK 1 ACRES 5.0
Legal Subdivision	SILO HILL
Legal Block	1
Legal Lot Number	23
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1080
Census Tract	3701

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 MONUMENT TRL, LORENA, TX 76655-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	202013549
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0000013549
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	632 MONUMENT TRL, LORENA, TX 76655-4405
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041509
Date	Oct 11, 2021
Instrument	2021041509

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 28, 2020
Property Address	632 MONUMENT TRL, LORENA, TX 76655-4405
Document Number	0000013549
Map Reference	VOL 21 PG
Instrument Date	Apr 24, 2020
Instrument	2020013549
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 COLUMBIA ST, 2221, WACO, TX 76711-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 MONUMENT TRL, LORENA, TX 76655-4405

Mortgage

Document Number	0000013550
Date	Apr 28, 2020
Instrument	2020013550

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,820 (+6.06%) Land $75,000 Building $355,820	$430,820 (+6.06%) Land $75,000 Building $355,820
2025	$2,893.00 (-23.65%) Homeowner's exemption Senior Citizen's exemption	$406,220 (-4.42%) Land $61,350 Building $344,870	$406,220 (-4.42%) Land $61,350 Building $344,870
2024	$3,789.00 (-0.71%)
2023		$425,000 Land $61,350 Building $363,650	$425,000 Land $61,350 Building $363,650
2022	$3,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1989–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEVI WSC serves 2,298 people · EPA ID TX1550035
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Monument Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures