327 Monument Trl, Lorena, TX 76655 Property Records

McLennan County property record for 327 Monument Trl, Lorena, TX 76655

Property Summary

Property Type	Rural Home
Details	6 bd · 4.5 ba · 4,349 sqft · built 2020
Lot Size	7.03 acres (306,575 sqft)
Owner	2 Individual Names on File
Last Sale	$36,300 (Dec 2007)
Tax Bill	$10,110 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-080900-000119-2`

Property Details

APN / Parcel Number

Primary APN	`30-080900-000119-2`
Alternative APNs	`3008090000011920101` `130816`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	1 Story
Building Area	4,349 sqft Living Area
Gross Area	5,245 sqft
1st Floor Area	4,349 sqft
Flooring	Earth/Dirt
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	306,575 sqft
Garage Type	Attached
Garage Area	896 sqft

Exterior Amenities

Porch	Porch
Deck Area	280 sqft
Shed	1 Shed
Shed Area	220 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	327 MONUMENT TRL
City	LORENA
State	TX
Zip	76655-4425
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	SILO HILL LOT 14 BLOCK 1 ACRES 7.038
Legal Subdivision	SILO HILL
Legal Block	1
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1080
Census Tract	3701

Owner

327 Monument Trl, a rural home, is owned and occupied by two individuals who bought it in December 2007.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 MONUMENT TRL, LORENA, TX 76655-4425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK
Jan 13, 2017	Warranty Deed, Transfer CITIZENS ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2007 · Amount on File
Deed Sale	Dec 10, 2007 · Amount on File
Deed Document Number	200744197
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	327 MONUMENT TRL, LORENA, TX 76655-4425
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022372
Date	Jun 8, 2021
Instrument	2021022372

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	WOODVILLE, TX 75979

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	132 Months
Due	Jun 8, 2032

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 13, 2017
Property Address	327 MONUMENT TRL, LORENA, TX 76655-4425
Document Number	0000001323
Instrument Date	Jan 12, 2017
Instrument	1323
Transaction Type	Transfer
Record Updated	Jan 26, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6408 SERENA LN WACO TX 767126966, WACO, TX 76712-6966

Mortgage

Document Number	1324,
Date	Jan 13, 2017
Instrument	1324

Lender

Name	CITIZENS ST BK
Type	Bank
Address	WOODVILLE, TX 75979

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 327 Monument Trl was $10,110 with a homeowner's exemption, down 5.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$775,000 (-8.82%) Land $96,964 Building $678,036	$775,000 (-8.82%) Land $96,964 Building $678,036
2025	$10,110.00 (-5.18%) Homeowner's exemption	$850,000 Land $79,830 Building $770,170	$850,000 Land $79,830 Building $770,170
2024	$10,662.00
2023		$1,027,850 Land $79,830 Building $948,020	$1,027,850 Land $79,830 Building $948,020
2022	$12,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Monument Trl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1989–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Monument Trl is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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