McLennan County property record for 490 Monument Trl, Lorena, TX 76655
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,068 sqft · built 2010 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,148 (2024) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 300809000001067 |
| Primary APN | 300809000001067 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,068 sqft Living Area |
| Gross Area | 3,572 sqft |
| 1st Floor Area | 3,068 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Security Alarm | Security Alarm |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 653,400 sqft (15 acres) |
| Lot Dimensions | 1,370 ft deep x 487 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Driveway Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 440 sqft |
| Patio Area | 506 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 130810 |
|---|---|
| Old Parcel Number | 3008090000010670101 |
| Street Address | 490 MONUMENT TRL |
| City | LORENA |
| State | TX |
| Zip | 76655-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | SILO HILL LOT 6 BLOCK 1 ACRES 15.0 |
| Legal Subdivision | SILO HILL |
| Legal Block | 1 |
| Legal Lot Number | 6 15 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 3701 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 MONUMENT TRL, LORENA, TX 76655-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 |
| Deed Sale | Dec 7, 2020 |
| Prior Sale | Mar 27, 2008 |
| Deed Document Number | 2020043474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 490 MONUMENT TRL, LORENA, TX 76655-4431 |
| Document Number | 0000043337 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 490 MONUMENT TRL LORENA TX 766554431, LORENA, TX 76655-4431 |
| Document Number | 0000043337 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 43337 |
| Name | ESB MTG |
|---|---|
| Type | Mortgage Company |
| Address | ENNIS, TX 75119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 6, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Lorena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503,940 (-12.09%) Land $11,440 Building $492,500 | $630,070 (-9.92%) Land $137,570 Building $492,500 | |
| 2024 | $6,148.00 (+8.66%) | ||
| 2023 | $573,250 Land $11,340 Building $561,910 | $699,480 Land $137,570 Building $561,910 | |
| 2022 | $5,658.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 10 (1989–2015) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Nov 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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