Beaufort County property record for 632 Flatwater Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 12 ba · 7,900 sqft · built 2022 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Apr 2020) |
| Tax Bill | $7,864 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242005612 |
| Primary APN | 242005612 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 12 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 20 Rooms |
| Stories | 2 Stories |
| Building Area | 7,900 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 242005612 |
|---|---|
| Street Address | 632 FLATWATER DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4804 HAMPTON LAKE PH 4 PB145 PG95-98 PB146 PG144-147 |
| Legal Subdivision | HAMPTON LAKE |
| Legal Phase | 4 |
| Legal Lot Number | 4804 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2103 |
632 Flatwater Dr is owned and occupied by two individuals who acquired it in November 2022.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 632 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Nov 16, 2022 | Intrafamily Transfer, Transfer |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Apr 21, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Mar 12, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Apr 11, 2017 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on File |
| Deed Sale | Apr 21, 2020 · Amount on File |
| Prior Sale | Apr 21, 2020 · Amount on File |
| Deed Document Number | 0000020519 |
| Deed Book / Page | 003856 / 002227 |
| Last Transfer Date | Nov 16, 2022 |
| Transfer Doc | 0000062462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 632 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000046081 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 4172/2738 |
| Instrument | 2022046081 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Max Rate | 9.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 16, 2022 |
| Property Address | 632 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Number | 0000062462 |
| Book / Page | 4198 / 1018 |
| Map Reference | MB 145 PG 95 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022062462 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 632 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006185 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 3964/228 |
| Instrument | 2021006185 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 1, 2022 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 21, 2020 |
| Property Address | 632 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Number | 0000020519 |
| Book / Page | 003856 / 002227 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 20519 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 230 CASTAWAY DR BLUFFTON SC 299109310, BLUFFTON, SC 29910-9310 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 12, 2020 |
| Property Address | 632 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Number | 0000013804 |
| Book / Page | 003845 / 001390 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 13804 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 CASTAWAY DR BLUFFTON SC 299109310, BLUFFTON, SC 29910-9310 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 11, 2017 |
| Property Address | 632 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Number | 0000018061 |
| Book / Page | 003566 / 000529 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 18061 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,035.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9514 CARRINGTON DR MYRTLE BEACH SC 295795187, MYRTLE BEACH, SC 29579-5187 |
The 2025 property tax bill for 632 Flatwater Dr was $7,864, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,864.00 (-0.05%) | $49,820 (-5.6%) | |
| 2024 | $7,868.00 (-1.29%) | $52,776 (-) Land $14,000 Building $38,776 | $1,319,400 (-) Land $350,000 Building $969,400 |
| 2023 | $7,971.00 (+366.41%) | $52,776 (+266.5%) Land $14,000 Building $38,776 | $1,319,400 (+449.75%) Land $350,000 Building $969,400 |
| 2022 | $1,709.00 | $14,400 | $240,000 Land $240,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 632 Flatwater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 407 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 632 Flatwater Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Sparklight DSL | 30 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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