Beaufort County property record for 608 Flatwater Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 3,634 sqft · built 2018 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,870,000 (Jun 2023) |
| Tax Bill | $11,750 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Jun 2021 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242005618 |
| Primary APN | 242005618 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,634 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 242005618 |
|---|---|
| Street Address | 608 FLATWATER DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4810 HAMPTON LAKE PH 4 PB145 PG95-98 PB146 PG144-147 |
| Legal Subdivision | HAMPTON LAKE |
| Legal Phase | 4 |
| Legal Lot Number | 4810 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2103 |
Source: Beaufort County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed, Transfer |
| Jun 7, 2021 | Warranty Deed, Transfer |
| Mar 30, 2018 | Deed of Trust, Mortgage · Construction Mortgage GEORGE MASON MORTGAGE LLC |
| Apr 4, 2019 | Deed of Trust, Mortgage · ARM CITIZENS BANK NA |
| Oct 10, 2018 | Loan Modification, Mortgage · Line of Credit GEORGE MASON MTG |
| Apr 17, 2018 | Correction Deed, Construction Loan · Line of Credit GEORGE MASON MTG |
| Feb 13, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Prior Sale | Jun 14, 2023 · Amount on Record |
| Deed Document Number | 0000028253 |
| Deed Book / Page | 4250 / 1858 |
| Last Transfer Date | Aug 27, 2025 |
| Transfer Doc | 0000038820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 14, 2023 |
| Property Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Number | 0000028253 |
| Book / Page | 4250 / 1858 |
| Map Reference | MB 146 PG 144 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023028253 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,862.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 7, 2021 |
| Property Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Number | 0000041373 |
| Book / Page | 4021 / 106 |
| Map Reference | MB 146 PG 144 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021041373 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016376 |
|---|---|
| Date | Mar 30, 2018 |
| Book Page | 3655/0792 |
| Instrument | 2018016376 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016713 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 3749/1992 |
| Instrument | 2019016713 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Number | 0000055935 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 608 FLATWATER DR BLUFFTON SC 299109359, BLUFFTON, SC 29910-9359 |
| Document Number | 0000055935 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 003707/001807 |
| Instrument | 55935 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 17, 2018 |
| Property Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Book / Page | 003659 / 003178 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 19704 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 37 SHELL HALL WAY BLUFFTON SC 299107856, BLUFFTON, SC 29910-7856 |
| Document Number | 0000019704 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 003659/003178 |
| Instrument | 19704 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFOX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Feb 13, 2018 |
| Property Address | 608 FLATWATER DR, BLUFFTON, SC 29910-9359 |
| Document Number | 0000007950 |
| Book / Page | 003643 / 000035 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 7950 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $865.47 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 37 SHELL HALL WAY BLUFFTON SC 299107856, BLUFFTON, SC 29910-7856 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,750.00 (-2.68%) | $74,800 (-) | |
| 2024 | $12,073.00 (+24.17%) | $74,800 (+24.86%) Land $14,000 Building $60,800 | $1,870,000 (-) Land $350,000 Building $1,520,000 |
| 2023 | $9,723.00 (-5.34%) | $59,908 (-0.15%) Land $14,000 Building $45,908 | $1,870,000 (+24.67%) Land $350,000 Building $1,520,000 |
| 2022 | $10,271.00 Homeowner's exemption | $60,000 Land $11,000 Building $49,000 | $1,500,000 Land $275,000 Building $1,225,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 407 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cable One DSL | 30 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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