Howard County property record for 6313 Saddle Dr, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,338 sqft · built 1989 |
| Lot Size | 0.151 acres (6,596 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Oct 2015) |
| Tax Bill | $8,584 (2026) |
| Deeds & Mortgages | Sep 2023 Transfer Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-187828 |
| Primary APN | 16-187828 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,596 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 187828 |
|---|---|
| Street Address | 6313 SADDLE DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 58 .151 A 6313 SADDLE DR VIL LONGREACH S 2 A 1 |
| Legal Subdivision | VILLAGE LONGREACH SEC 02 |
| Legal Lot Number | 58 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606706 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6021 PRAIRIE LANDING WAY, ELLICOTT CITY, MD 21043-6075 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SIGNAL FIN'L FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2015 · Amount on Record |
| Deed Sale | Oct 13, 2015 · Amount on Record |
| Prior Sale | Mar 26, 2007 |
| Deed Book / Page | 16486 / 53 |
| Last Transfer Date | Aug 10, 2023 |
| Transfer Doc | 0221090265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 12, 2023 |
| Property Address | 6313 SADDLE DR, COLUMBIA, MD 21045-2891 |
| Document Number | 0221090265 |
| Book / Page | 22109 / 265 |
| Map Reference | PL 7805 |
| Instrument Date | Aug 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6021 PRAIRIE LANDING WAY, ELLICOTT CITY, MD 21043-6075 |
| Name | Verified Name |
|---|---|
| Address | 6021 PRAIRIE LANDING WAY, ELLICOTT CITY, MD 21043-6075 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6313 SADDLE DR, COLUMBIA, MD 21045-2891 |
| Document Number | 0180060404 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | BLUE NOTE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 6313 SADDLE DR COLUMBIA MD 210452891, COLUMBIA, MD 21045-2891 |
| Document Number | 0180060404 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 018006/000404 |
| Name | SIGNAL FIN'L FCU |
|---|---|
| Type | Funding / Finance Company |
| Address | KENSINGTON, MD 20895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 10, 2038 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,584.00 (+7.89%) | $560,200 (+8.04%) Land $222,100 Building $338,100 | $560,200 (-) Land $222,100 Building $338,100 |
| 2025 | $7,956.00 (+62.37%) | $518,533 (+19.15%) | $560,200 (+28.72%) Land $222,100 Building $338,100 |
| 2023 | $435,200 (-) Land $167,100 Building $268,100 | $435,200 (-) Land $167,100 Building $268,100 | |
| 2022 | $4,900.00 | $435,200 Land $167,100 Building $268,100 | $435,200 Land $167,100 Building $268,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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