6312 Saddle Dr, Columbia, MD 21045 Property Records

Howard County property record for 6312 Saddle Dr, Columbia, MD 21045 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	2,622 sqft Total Area
Lot Size	9,716 sqft (0.223 acres)
Garage	Attached, 480 sqft
Occupancy	Owner Occupied
Last Sale	$231,200 (1990)
Tax Bill	$8,836.00 (2025)

Owner

Source: Howard County records · APN 16-187992

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6312 SADDLE DR, COLUMBIA, MD 21045-2891
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 1990 · Amount on Record
Deed Sale	Mar 14, 1990 · Amount on Record
Prior Sale	May 01, 1989 · Amount on Record
Deed Book / Page	2114 / 110
Transfer Doc	0057470468
Record Refreshed	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6312 SADDLE DR, COLUMBIA, MD 21045-2891
Document Number	0180220084
Book / Page	018022 / 000084
Instrument Date	Jan 09, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	GENESIS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 SADDLE DR COLUMBIA MD 210452891, COLUMBIA, MD 21045-2891

Mortgage

Document Number	0180220084
Date	Jan 24, 2018
Book Page	018022/000084

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	WESTERVILLE, OH 43081

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,200 (+7.83%) Land $236,200 Building $389,000	$625,200 (-) Land $236,200 Building $389,000
2025	$8,836.00 (+7.97%)	$579,800 (+18.57%)	$625,200 (+27.85%) Land $236,200 Building $389,000
2024	$8,184.00 (+53.06%)
2023		$489,000 Land $181,200 Building $307,800	$489,000 Land $181,200 Building $307,800
2022	$5,347.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`16-187992`
Alternative APN	`187992`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,622 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	9,716 sqft (0.223 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Deck Area	500 sqft Deck
Porch Area	12 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	187992
Street Address	6312 SADDLE DR
City	COLUMBIA
State	MD
Zip	21045-2891
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 74 .223 A 6312 SADDLE DR VIL LONGREACH S 2 A 1
Legal Subdivision	VILLAGE LONGREACH SEC 02
Legal Lot Number	74
Jurisdiction	HOWARD MD
Minor Civil Division	6, SAVAGE
Census Blockgroup	1
Census Block	1001
Census Tract	606706