1. Home
  2. Maryland
  3. Howard County
  4. Columbia
  5. Saddle Dr

6304 Saddle Dr, Columbia, MD 21045 Property Records

Howard County property record for 6304 Saddle Dr, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,622 sqft · built 1990
Lot Size0.253 acres (11,023 sqft)
Owner2 Individual Names on File
Last Sale$529,999 (Aug 2020)
Tax Bill$8,734 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-188107

Property Details

APN / Parcel Number

Primary APN16-188107
Alternative APN
  • 188107

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,622 sqft Total Area
Basement Area370 sqft
Finished Basement370 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,023 sqft (0.253 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area12 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number188107
Street Address6304 SADDLE DR
CityCOLUMBIA
StateMD
Zip21045-2891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 84 .253 A 6304 SADDLE DR VIL LONGREACH S 2 A 1
Legal SubdivisionVILLAGE LONGREACH SEC 02
Legal Lot Number84
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group1
Census Block1001
Census Tract606706

Owner

Source: Howard County records · APN 16-188107

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6304 SADDLE DR, COLUMBIA, MD 21045-2891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2017Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Aug 12, 2020Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Prior SaleDec 06, 2000 · Amount on Record
Deed Book / Page19613 / 291
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6304 SADDLE DR, COLUMBIA, MD 21045-2891
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0174670339
DateMar 01, 2017
Book Page17467/339
Instrument17467-339
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateAug 12, 2020
Property Address6304 SADDLE DR, COLUMBIA, MD 21045-2891
Document Number0196130291
Book / Page19613 / 291
Map ReferencePL 7805
Instrument DateJul 10, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,949.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6304 SADDLE DR, 6304, COLUMBIA, MD 21045-2891

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6304 SADDLE DR, COLUMBIA, MD 21045-2891

Mortgage

Document Number19613298
DateAug 12, 2020
Instrument19613/298
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$647,400 (+7.76%) Land $242,100 Building $405,300$647,400 (-) Land $242,100 Building $405,300
2025$8,734.00 (+59.12%) Homeowner's exemption$600,767 (+18.38%)$647,400 (+27.57%) Land $242,100 Building $405,300
2023$507,500 Land $187,100 Building $320,400$507,500 Land $187,100 Building $320,400
2022$5,489.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276067061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 584 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Saddle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures