631 Seneca St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 631 Seneca St, Schenectady, NY 12308

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,268 sqft · built 1900
Lot Size	0.049 acres (2,160 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Jan 2020)
Tax Bill	$6,739 (2026)
Deeds & Mortgages	Jan 2020 Sale Jun 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.35-3-23`

Property Details

APN / Parcel Number

Primary APN	`421500 39.35-3-23`
Alternative APN	`150003903500030230000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	2,268 sqft Total Area
1st Floor Area	756 sqft
2nd Floor Area	756 sqft
Upper Floors Area	756 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,160 sqft (0.049 acres)
Lot Dimensions	54 ft deep x 40 ft wide
Porch	Slab
Porch Area	164 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 SENECA ST
City	SCHENECTADY
State	NY
Zip	12308-1643
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	05 - COMME
Legal Description	3 WOOD
Legal Block	3
Legal Lot Number	23.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1025
Census Tract	20200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 SARATOGA RD, SCHENECTADY, NY 12302-4105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Warranty Deed, Transfer PRIORITY I ABSTRACT
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 21, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	20203612
Deed Book / Page	2029 / 188
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000008709
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 27, 2020
Property Address	631 SENECA ST, SCHENECTADY, NY 12308-1643
Document Number	0000003612
Book / Page	2029 / 188
Instrument Date	Dec 23, 2019
Instrument	202003612
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	PRIORITY I ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1724 FOSTER AVE, 1724, SCHENECTADY, NY 12308-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BRANDT ROAD, REXFORD, NY 12148-1103

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 8, 2017
Property Address	631 SENECA ST, SCHENECTADY, NY 12308-1643
Document Number	0000025339
Book / Page	001964 / 000462
Instrument Date	Apr 27, 2017
Instrument	25339
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 8, 2017
Property Address	631 SENECA ST, SCHENECTADY, NY 12308-1643
Document Number	0000025340
Book / Page	001964 / 000465
Instrument Date	Apr 27, 2017
Instrument	25340
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3582 NE 171ST ST NORTH MIAMI BEACH FL 331603074, NORTH MIAMI BEACH, FL 33160-3074

April 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 21, 2017
Property Address	631 SENECA ST, SCHENECTADY, NY 12308-1643
Document Number	0000017783
Book / Page	001961 / 000204
Instrument Date	Apr 20, 2017
Instrument	17783
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST CITY HALL SCHENECTADY NY 12305, SCHENECTADY, NY 12305

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,739.00 (+5.08%)
2025	$6,413.00 (+1%)	$91,400 (-) Land $5,300 Building $86,100	$151,350 (+30.82%) Land $8,776 Building $142,574
2023		$91,400 (-) Land $5,300 Building $86,100	$115,696 (+3.8%) Land $6,709 Building $108,987
2022		$91,400 Land $5,300 Building $86,100	$111,463 Land $6,463 Building $105,000
2021	$5,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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