627 Seneca St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 627 Seneca St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,584 sqft · built 1900
Lot Size	0.071 acres (3,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2023)
Tax Bill	$5,703 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.35-3-24`

Property Details

APN / Parcel Number

Primary APN	`421500 39.35-3-24`
Alternative APN	`150003903500030240000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,584 sqft Total Area
1st Floor Area	792 sqft
2nd Floor Area	792 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,132 sqft (0.071 acres)
Lot Dimensions	108 ft deep x 29 ft wide
Garage Type	Detached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	627 SENECA ST
City	SCHENECTADY
State	NY
Zip	12308
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1025
Census Tract	20200

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 SENECA ST, SCHENECTADY, NY 12308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Jul 5, 2000 · Amount on Record
Deed Document Number	202339891
Deed Book / Page	2111 / 760
Prior Transfer Date	Jun 7, 2000
Prior Transfer Doc	1581000111
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 12, 2023
Property Address	627 SENECA ST, SCHENECTADY, NY 12308
Document Number	0000039891
Book / Page	2111 / 760
Instrument Date	Jun 19, 2023
Instrument	202339891
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1846 HILLSIDE AVE, NISKAYUNA, NY 12309-3918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WAVERLY PL, SCHENECTADY, NY 12308-2628

Mortgage

Document Number	0000039892
Date	Jul 12, 2023
Book Page	5316/943
Instrument	202339892

Lender

Name	SEFCU MORTGAGE SERVICES
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,703.00 (+7.54%)	$96,200 (-) Land $14,400 Building $81,800	$159,298 (+30.82%) Land $23,845 Building $135,453
2023		$96,200 (-) Land $14,400 Building $81,800	$121,772 (+3.8%) Land $18,228 Building $103,544
2022		$96,200 Land $14,400 Building $81,800	$117,317 Land $17,561 Building $99,756
2021	$5,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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