603 Seneca St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 603 Seneca St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,966 sqft · built 1900
Lot Size	0.183 acres (7,974 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2024)
Tax Bill	$7,230 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.35-3-29`

Property Details

APN / Parcel Number

Primary APN	`421500 39.35-3-29`
Alternative APN	`150003903500030290000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,966 sqft Total Area
1st Floor Area	1,220 sqft
2nd Floor Area	1,164 sqft
Upper Floors Area	582 sqft
Attic	Attic
Attic Area	582 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,974 sqft (0.183 acres)
Lot Dimensions	99.7 ft deep x 80 ft wide
Porch	Slab
Porch Area	608 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	603 SENECA ST
City	SCHENECTADY
State	NY
Zip	12308-1624
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	111 1 WOOD
Legal Subdivision	LANDS OF GEORGE ELY
Legal Block	3
Legal Lot Number	29.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1025
Census Tract	20200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1076 FOREST RD, SCHENECTADY, NY 12303-1159
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 4, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Apr 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	202453292
Deed Book / Page	2137 / 400
Prior Transfer Date	Aug 12, 2014
Prior Transfer Doc	0000039542
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	603 SENECA ST, SCHENECTADY, NY 12308-1624
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SENECA ST, SCHENECTADY, NY 12308-1624

Mortgage

Document Number	0000045900
Date	Sep 16, 2021
Book Page	5145/204
Instrument	202145900

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 4, 2019
Property Address	603 SENECA ST, SCHENECTADY, NY 12308-1624
Document Number	0000039577
Book / Page	002019 / 000082
Instrument Date	Aug 15, 2019
Instrument	39577
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SIXTEENTH ST SCHENECTADY NY 123062423, SCHENECTADY, NY 12306-2423

Mortgage

Document Number	39580
Date	Sep 4, 2019
Book Page	004935/000810
Instrument	39580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 11, 2017
Property Address	603 SENECA ST, SCHENECTADY, NY 12308-1624
Document Number	0000016008
Book / Page	001960 / 000481
Instrument Date	Apr 3, 2017
Instrument	16008
Transaction Type	Transfer
Record Updated	Apr 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 SIMMONS AVE COHOES NY 120472329, COHOES, NY 12047-2329

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,230.00 (+2.18%)
2025	$7,076.00 (+7.24%)	$126,200 (-) Land $21,000 Building $105,200	$208,975 (+30.82%) Land $34,774 Building $174,201
2023		$126,200 (-) Land $21,000 Building $105,200	$159,747 (+3.8%) Land $26,582 Building $133,165
2022		$126,200 Land $21,000 Building $105,200	$153,902 Land $25,610 Building $128,292
2021	$6,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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