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631 Rustic Dr, Saginaw, MI 48604 Property Records

Saginaw County property record for 631 Rustic Dr, Saginaw, MI 48604 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,196 sqft · built 1960
Lot Size0.201 acres (8,756 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Oct 2020)
Tax Bill$457 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN11-12-4-12-3497-000

Property Details

APN / Parcel Number

Primary APN11-12-4-12-3497-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions120 ft deep x 73 ft wide
Garage Area330 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address631 RUSTIC DR
CitySAGINAW
StateMI
Zip48604-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 397 SUPERVISORS PLAT OF WINTER SECOND ADDITION SEC 12 T12N R4E
Legal Range04E
Legal Township12N
Legal Section12
Legal SubdivisionSUPERVISORS PLAT OF WINTER SECOND ADD
Legal Lot Number397
Legal Unit397
JurisdictionSAGINAW MI
Township / Civil DivisionCARROLLTON
Census Block Group4
Census Block4018
Census Tract10700

Owner

Source: Saginaw County records · APN 11-12-4-12-3497-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address631 RUSTIC DR, SAGINAW, MI 48604-2132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2020 · Amount on Record
Deed SaleOct 06, 2020 · Amount on Record
Prior SaleMar 02, 2010 · Amount on Record
Deed Document Number202025108
Prior Transfer DateNov 05, 2008
Prior Transfer Doc0000033675
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateOct 06, 2020
Property Address631 RUSTIC DR, SAGINAW, MI 48604-2132
Document Number2020025108
Map ReferenceLB 6 PG 29
Instrument DateOct 05, 2020
Instrument2020025108
Transaction TypeTransfer
Record UpdatedSep 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address631 RUSTIC DR, 631, SAGINAW, MI 48604-2132

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 RUSTIC DR, SAGINAW, MI 48604-2132

Mortgage

Document Number2020025109
DateOct 06, 2020
Instrument2020025109
Lender
NameFRANKENMUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionCarrollton Township
Unified School DistrictCarrollton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$65,500 (+2.5%)$131,000 (+2.5%)
2025$457.00 (-77.37%) Homeowner's exemption$63,900 (+37.42%)$127,800 (+37.42%)
2023$46,500$93,000
2022$2,019.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450107004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies1 in force
Nearby Flood Claims21 (1980–1997)
Claims Outside the SFHA9 of 21
Most Recent ClaimFeb 1997, rainfall accumulation
Claims By Storm
  • Severe Storms & Flooding, Sep 1986 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Omni FiberFiber10,000 / 10,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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