580 Rustic Dr, Saginaw, MI 48604 Property Records

Saginaw County property record for 580 Rustic Dr, Saginaw, MI 48604

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,272 sqft · built 1964
Lot Size0.219 acres (9,540 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Apr 2025)
Tax Bill$4,409 (2025)
Deeds & MortgagesOct 2023 Transfer
Sep 2023 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-12-4-12-3543-000

Property Details

APN / Parcel Number

Primary APN11-12-4-12-3543-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft
Basement Area1,272 sqft
Unfinished Basement1,272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRaised Ranch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,540 sqft (0.219 acres)
Lot Dimensions140 ft deep x 68 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address580 RUSTIC DR
CitySAGINAW
StateMI
Zip48604-2154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 443 SUPERVISORS PLAT OF WINTERS SECOND ADDITION SEC 12 T12N R4E
Legal Range04E
Legal Township12N
Legal Section12
Legal SubdivisionSUPERVISORS PLAT OF WINTERS SECOND ADD
Legal Lot Number443
Legal Unit443
JurisdictionSAGINAW MI
Township / Civil DivisionCARROLLTON
Census Block Group4
Census Block4015
Census Tract10700

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address580 RUSTIC DR, SAGINAW, MI 48604-2154
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Intrafamily Transfer, Transfer
Sep 7, 2023Sheriff's Deed, Foreclosure
Feb 3, 2022Warranty Deed, Transfer · Conventional Mortgage
FINANCIAL PLUS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2025 · Amount on Record
Deed SaleApr 21, 2025 · Amount on Record
Prior SaleSep 7, 2023 · Amount on Record
Deed Document Number202510185
Prior Transfer DateSep 21, 2023
Prior Transfer Doc0000022230
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateOct 6, 2023
Property Address580 RUSTIC DR, SAGINAW, MI 48604-2154
Document Number0000022230
Map ReferenceLB 6 PG 29
Instrument DateSep 21, 2023
Instrument2023022230
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressG3381 VAN SLYKE RD, FLINT, MI 48507-3263

Transferred To (Grantee/Buyer)

NameVerified Name
Address14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

September 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionSAGINAW MI
Recording DateSep 7, 2023
Property Address580 RUSTIC DR, SAGINAW, MI 48604-2154
Document Number0000020041
Map ReferenceLB 6 PG 29
Instrument DateAug 10, 2023
Instrument2023020041
Transaction TypeForeclosure
Record UpdatedSep 26, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressG3381 VAN SLYKE RD, FLINT, MI 48507-3263

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateFeb 3, 2022
Property Address580 RUSTIC DR, SAGINAW, MI 48604-2154
Document Number0000003035
Map ReferenceLB 6 PG 29
Instrument DateJan 27, 2022
Instrument2022003035
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$581.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address580 RUSTIC DR, 580, SAGINAW, MI 48604-2154

Transferred To (Grantee/Buyer)

NameVerified Name
Address2452 BARNARD ST, SAGINAW, MI 48602-5034

Mortgage

Document Number0000003036
DateFeb 3, 2022
Instrument2022003036
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionCarrollton Township
Unified School DistrictCarrollton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,200 (+6%)$158,400 (+6%)
2025$4,409.00 (+128.33%) Homeowner's exemption
2023$49,500 (+14.58%)$99,000 (+14.58%)
2022$1,931.00 (+5.81%) Homeowner's exemption$43,200$86,400
2021$1,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims21 (1980–1997)
Claims Outside the SFHA9 of 21
Most Recent ClaimFeb 1997 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLLTON TOWNSHIP
serves 5,705 people · EPA ID MI0001160
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionApr 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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