589 Rustic Dr, Saginaw, MI 48604 Property Records

Saginaw County property record for 589 Rustic Dr, Saginaw, MI 48604 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1953
Square Footage	1,282 sqft Living Area
Lot Size	7,187 sqft (0.165 acres)
Occupancy	Owner Occupied
Last Sale	$109,000 (2022)
Tax Bill	$737.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-12-4-12-3508-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,282 sqft Living Area
1st Floor	1,282 sqft 1st Floor
Basement Area	1,120 sqft Basement
Finished Basement	1,120 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Raised Ranch Style
Exterior Material	Brick Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,187 sqft (0.165 acres)
Depth X Width	120 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage
Porch Area	204 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	589 RUSTIC DR
City	SAGINAW
State	MI
Zip	48604-2161
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 408 SUPERVISORS PLAT OF WINTERS SECOND ADDITION SEC 12 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	12
Legal Subdivision	SUPERVISORS PLAT OF WINTERS SECOND ADD
Legal Lot Number	408
Legal Unit	408
Jurisdiction	SAGINAW MI
Minor Civil Division	CARROLLTON
Census Blockgroup	4
Census Block	4019
Census Tract	10700

Owner

Source: Saginaw County records · APN 11-12-4-12-3508-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	589 RUSTIC DR, SAGINAW, MI 48604-2161
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Dec 11, 2007
Deed Doc Number	20221511
Record Refreshed	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 14, 2022
Property Address	589 RUSTIC DR, SAGINAW, MI 48604-2161
Document Number	0000001511
Map Reference	LB 6 PG 29
Instrument Date	Jan 13, 2022
Instrument	2022001511
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$817.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	589 RUSTIC DR, 589, SAGINAW, MI 48604-2161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	589 RUSTIC DR, SAGINAW, MI 48604-2161

Mortgage

Document Number	0000001512
Date	Jan 14, 2022
Instrument	2022001512

Lender

Name	1 ST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Carrollton Township
Unified School District	Carrollton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,700 (+2.42%)	$177,400 (+2.42%)
2025	$737.00 (-68.48%) Homeowner's exemption	$86,600 (+39.45%)	$173,200 (+39.45%)
2023		$62,100	$124,200
2022	$2,338.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.