Flagler County property record for 631 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,967 sqft Heated Area |
| Lot Size | 10,280 sqft (0.235 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2024) |
| Tax Bill | $5,709.00 (2025) |
| Primary APN | 03-13-31-5120-2AF05-0260 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,967 sqft Heated Area |
| Gross Area | 2,656 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,280 sqft (0.235 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 600 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 631 ELK RIVER DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 26 OR 2117/1735 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 26 |
| Legal Unit | 5 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF05-0260
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Apr 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 28, 2017 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE SOLUTIONS/CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | Apr 08, 2021 · Amount on Record |
| Deed Doc Number | 2024047738 |
| Deed Book / Page | 2915 / 717 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 631 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 631 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Document Number | 0027230559 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 2723/559 |
| Instrument | 2022046848 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 08, 2021 |
| Property Address | 631 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Document Number | 0025480476 |
| Book / Page | 2548 / 476 |
| Map Reference | MB 37 PG 1-3 |
| Instrument Date | Apr 02, 2021 |
| Instrument | 2021018872 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | SMART TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,614.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 ELK RIVER DR, 631, ORMOND BEACH, FL 32174-1513 |
| Name | Verified Name |
|---|---|
| Address | 631 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Document Number | 2548478 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 2548/478 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 631 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Document Number | 0022340549 |
| Book / Page | 002234 / 000549 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 631 ELK RIVER DR ORMOND BEACH FL 321741513, ORMOND BEACH, FL 32174-1513 |
| Document Number | 0022340549 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 002234/000549 |
| Instrument | 34953 |
| Name | MORTGAGE SOLUTIONS/CO |
|---|---|
| Type | Mortgage Company |
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,709.00 (-17.12%) | $405,360 (-0.07%) Land $72,500 Building $332,860 | $405,360 (-0.07%) Land $72,500 Building $332,860 |
| 2023 | $6,888.00 (+5.11%) Homeowner's exemption | $405,664 (+2.66%) Land $72,500 Building $333,164 | $405,664 (+2.66%) Land $72,500 Building $333,164 |
| 2022 | $6,553.00 Homeowner's exemption | $395,161 Land $72,500 Building $322,661 | $395,161 Land $72,500 Building $322,661 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 368 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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