626 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 626 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,251 sqft Heated Area
Lot Size8,625 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$397,700 (2018)
Tax Bill$2,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0480

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area2,251 sqft Heated Area
Gross Area3,226 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,625 sqft (0.198 acres)
Driveway1 Driveway
Driveway Area608 sqft Driveway
Pool TypePool, Enclosed Pool Type
Pool Area288 sqft Pool
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address626 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 48 OR 2174/325 OR 2298/1968
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number48
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3008
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0480

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address626 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
USAA
Aug 13, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Deed Doc Number2018030196
Deed Book / Page2298 / 1968
Record RefreshedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address626 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0023721076
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address626 ELK RIVER DR ORMOND BEACH FL 321741512, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number0023721076
DateJul 29, 2019
Book Page002372/001076
Instrument27753
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 13, 2018
Property Address626 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0022981968
Book / Page2298 / 1968
Map ReferenceMB37 PG1-3
Instrument DateAug 08, 2018
Instrument2018030196
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,783.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address318 SPRINKLE RD, 318, FINCASTLE, VA 24090-5217

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number2018030197
DateAug 13, 2018
Instrument2018030197
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,618.00 (-37.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$417,757 (+5.99%)$500,479 (-0.44%) Land $82,000 Building $418,479
2023$4,165.00 (-33.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$394,158 (+3%)$502,698 (+5%) Land $82,000 Building $420,698
2022$6,306.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$382,678$478,775 Land $82,000 Building $396,775

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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