634 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 634 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	2,091 sqft Heated Area
Lot Size	8,625 sqft (0.198 acres)
Occupancy	Owner Occupied
Last Sale	$317,500 (2017)
Tax Bill	$6,055.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF05-0520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,091 sqft Heated Area
Gross Area	2,866 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,625 sqft (0.198 acres)
Driveway	1 Driveway
Driveway Area	496 sqft Driveway
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	634 ELK RIVER DR
City	ORMOND BEACH
State	FL
Zip	32174-1512
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 52 OR 2178/1816
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	52
Legal Unit	5
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3008
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0520

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	634 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2017 · Amount on Record
Deed Sale	Jan 04, 2017 · Amount on Record
Deed Doc Number	2017000233
Deed Book / Page	2178 / 1816
Record Refreshed	Jun 08, 2026

January 2017: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 04, 2017
Property Address	634 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number	0021781816
Book / Page	2178 / 1816
Map Reference	MB37 PG1-3
Instrument Date	Dec 28, 2016
Instrument	2017000233
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,222.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number	2017000234
Date	Jan 04, 2017
Instrument	2017000234

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,055.00 (-21.32%)	$429,923 (+0.61%) Land $82,000 Building $347,923	$429,923 (+0.61%) Land $82,000 Building $347,923
2023	$7,696.00 (+8.49%)	$427,327 (+3.41%) Land $82,000 Building $345,327	$427,327 (+3.41%) Land $82,000 Building $345,327
2022	$7,094.00	$413,230 Land $82,000 Building $331,230	$413,230 Land $82,000 Building $331,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 368 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.