Bay County property record for 624 Beachcomber Dr, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,327 sqft · built 1984 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,593 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 08945-188-000 |
| Primary APN | 08945-188-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,327 sqft Living Area |
| Gross Area | 4,855 sqft |
| 1st Floor Area | 2,609 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Pool Area | 544 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 339 sqft |
| Deck Area | 576 sqft |
| Patio Area | 1,152 sqft |
| Boat House | Boat House |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 624 BEACHCOMBER DR |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH SHORE PLAT UNIT 2 LOT 25 BLK C ORB 3300 P 2366 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | NORTH SHORE PLAT |
| Legal Block | C |
| Legal Lot Number | 25 |
| Legal Unit | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 1404 |
624 Beachcomber Dr is owned and occupied by an individual who acquired it in January 2011.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 624 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2011 |
| Transfer Doc | 0033002366 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 624 Beachcomber Dr was $2,593 with a homeowner's exemption, up 1.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,593.00 (+1.89%) Homeowner's exemption | $249,184 | $576,722 Land $126,900 Building $449,822 |
| 2024 | $2,545.00 (+2%) | ||
| 2023 | $2,495.00 (+11.63%) Homeowner's exemption | $235,108 (+3%) | $451,901 (+7.73%) Land $76,500 Building $375,401 |
| 2022 | $2,235.00 Homeowner's exemption | $228,260 | $419,463 Land $76,500 Building $342,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 624 Beachcomber Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 425 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 425 in force |
| Nearby Flood Claims | 112 (1989–2024) |
| Claims Outside the SFHA | 24 of 112 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 624 Beachcomber Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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