630 Pelham Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 630 Pelham Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,440 sqft · built 2001
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Sep 2018)
Tax Bill	$7,119 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:3 B:54 L:1`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:3 B:54 L:1`
Alternative APN	`M:0003 B:0054 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	4,001 sqft
1st Floor Area	1,356 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	630 PELHAM RD
City	DRACUT
State	MA
Zip	01826-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	COMPILED
Legal Block	54
Legal Lot Number	1
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1011
Census Tract	314302

Owner

630 Pelham Rd is owned and occupied by an individual who bought it in September 2018.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	630 PELHAM RD, DRACUT, MA 01826-1654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LADERA LENDING
Sep 10, 2018	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Prior Sale	Nov 13, 2013
Deed Book / Page	32397 / 82
Transfer Doc	0032397-82
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	630 PELHAM RD, DRACUT, MA 01826-1654
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035550-222
Date	Mar 30, 2021
Book Page	35550/222
Instrument	18955

Lender

Name	LADERA LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Sep 10, 2018
Property Address	630 PELHAM RD, DRACUT, MA 01826-1654
Document Number	32397-82
Book / Page	32397 / 82
Instrument	39595
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323970085
Date	Sep 10, 2018
Instrument	32397/0085

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 630 Pelham Rd was $7,119, up 1.3% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,119.00 (+1.27%)	$736,200 (+5.97%) Land $255,100 Building $481,100	$718,485 (-)
2025	$7,030.00 (+0.34%)	$694,700 (+3.62%) Land $234,000 Building $460,700	$718,485 (+2.47%)
2024	$7,006.00 (+3.15%)	$670,400 (+14.31%) Land $223,100 Building $447,300	$701,195
2023	$6,792.00	$586,500 Land $194,000 Building $392,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Pelham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Pelham Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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