601 Pelham Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 601 Pelham Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,094 sqft · built 1978
Lot Size	0.979 acres (42,648 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,691 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:3 B:6 L:3`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:3 B:6 L:3`
Alternative APNs	`M:0003 B:0006 L:0003` `288315`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	1,094 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,648 sqft (0.979 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	288315
Street Address	601 PELHAM RD
City	DRACUT
State	MA
Zip	01826-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	6
Legal Lot Number	3
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1006
Census Tract	314302

Owner

601 Pelham Rd is owned and occupied by two individuals who acquired it in July 2015.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	601 PELHAM RD, DRACUT, MA 01826-1657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOWELL FIREFIGHTERS CREDIT UNION
Jun 21, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOWELL FIREFIGHTERS CREDIT UNION
Aug 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LOWELL FIREFIGHTERS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015
Deed Sale	Jul 24, 2015
Prior Sale	Aug 26, 2014
Deed Document Number	201532314
Deed Book / Page	29267 / 255
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	601 PELHAM RD, DRACUT, MA 01826-1657
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038102-28
Date	Sep 29, 2023
Book Page	38102/28
Instrument	29070

Lender

Name	LOWELL FIREFIGHTERS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	73 Months
Due	Oct 1, 2029

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	601 PELHAM RD, DRACUT, MA 01826-1657
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037164-281
Date	Jun 21, 2022
Book Page	37164/281
Instrument	26475

Lender

Name	LOWELL FIREFIGHTERS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2027

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	601 PELHAM RD, DRACUT, MA 01826-1657
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33273-68
Date	Aug 22, 2019
Book Page	33273/68
Instrument	35311

Lender

Name	LOWELL FIREFIGHTERS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 601 Pelham Rd was $5,691, up 2.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,691.00 (+2.47%)	$588,500 (+7.23%) Land $252,100 Building $336,400	$586,625 (-)
2025	$5,554.00 (-0.68%)	$548,800 (+2.56%) Land $231,300 Building $317,500	$586,625 (-2.99%)
2024	$5,592.00 (-0.05%)	$535,100 (+10.74%) Land $220,400 Building $314,700	$604,675
2023	$5,595.00	$483,200 Land $191,800 Building $291,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Pelham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Pelham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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