600 Pelham Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 600 Pelham Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,983 sqft · built 2017
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Dec 2017)
Tax Bill	$8,354 (2026)
Deeds & Mortgages	Apr 2021 Refinance May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:3 B:54 L:11`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:3 B:54 L:11`
Alternative APN	`M:0003 B:0054 L:0011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,983 sqft Living Area
Gross Area	4,981 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	600 PELHAM RD
City	DRACUT
State	MA
Zip	01826-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	54
Legal Lot Number	11
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1011
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 PELHAM RD, DRACUT, MA 01826-1654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
May 10, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC
Dec 22, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
May 22, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	May 22, 2017
Deed Book / Page	31752 / 212
Transfer Doc	031752-212
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	600 PELHAM RD, DRACUT, MA 01826-1654
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035663-244
Date	Apr 26, 2021
Book Page	35663/244
Instrument	24444

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	600 PELHAM RD, DRACUT, MA 01826-1654
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037822-83
Date	May 10, 2023
Book Page	37822/83
Instrument	12834

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	600 PELHAM RD, DRACUT, MA 01826-1654
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34636-258
Date	Sep 17, 2020
Book Page	34636/258
Instrument	45041

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2030

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Dec 22, 2017
Property Address	600 PELHAM RD, DRACUT, MA 01826-1654
Document Number	31752-212
Book / Page	031752 / 000212
Instrument Date	Dec 19, 2017
Instrument	57726
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,599.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	600 PELHAM RD DRACUT MA 018261654, DRACUT, MA 01826-1654

Mortgage

Document Number	31752-215
Date	Dec 22, 2017
Book Page	031752/000215
Instrument	57727

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	May 22, 2017
Property Address	600 PELHAM RD, DRACUT, MA 01826-1654
Document Number	31132-217
Book / Page	031132 / 000217
Instrument Date	May 5, 2017
Instrument	20611
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1137 HILDRETH ST DRACUT MA 018262515, DRACUT, MA 01826-2515

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,354.00 (+0.29%)	$863,900 (+4.96%) Land $254,900 Building $609,000	$794,200 (-)
2025	$8,330.00 (+1.71%)	$823,100 (+5.03%) Land $233,900 Building $589,200	$794,200 (+3.48%)
2024	$8,190.00 (+2.44%)	$783,700 (+13.51%) Land $222,900 Building $560,800	$767,505
2023	$7,995.00	$690,400 Land $193,900 Building $496,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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