630 Main Ave S, Harmony, MN 55939 Property Records

Fillmore County property record for 630 Main Ave S, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,019 sqft · built 1949
Lot Size	0.183 acres (7,995 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Nov 2019)
Tax Bill	$1,406 (2026)
Deeds & Mortgages	Jul 2022 Refinance Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.0046.020`

Property Details

APN / Parcel Number

Primary APN	`15.0046.020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,019 sqft Heated Area
Gross Area	916 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Wood Shingle
Roof Type	Flat
Roof Material	Asphalt
Lot Area	7,995 sqft (0.183 acres)
Lot Dimensions	123 ft deep x 65 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	630 MAIN AVE S
City	HARMONY
State	MN
Zip	55939-6656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-101 RANGE-010 HARMONY OUTLOTS LOT-004 PC 65 X 123' OL 4 NW1/4 SW1/4
Legal Range	10
Legal Township	101
Legal Section	14
Legal Subdivision	HARMONY OUTLOTS
Legal Lot Number	4
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3033
Census Tract	960500

Owner

630 Main Ave S is owned and occupied by an individual who bought it in November 2019.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	630 MAIN AVE S, HARMONY, MN 55939-6656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance F&M COMMUNITY BANK
Nov 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage F&M COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Dec 24, 2014 · Amount on File
Deed Document Number	2019424466
Prior Transfer Date	Jan 4, 2013
Prior Transfer Doc	0000392836
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	630 MAIN AVE S, HARMONY, MN 55939-6656
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439001
Date	Jul 12, 2022
Instrument	439001

Lender

Name	F&M COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2027

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Nov 25, 2019
Property Address	630 MAIN AVE S, HARMONY, MN 55939-6656
Document Number	0000424466
Instrument Date	Nov 15, 2019
Instrument	424466
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MAIN AVE S, HARMONY, MN 55939-6656

Mortgage

Document Number	0000424467
Date	Nov 25, 2019
Instrument	424467

Lender

Name	F&M COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000424466
Date	Nov 25, 2019
Instrument	424466

Lender

Name	F&M COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 630 Main Ave S was $1,406 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,406.00 Homeowner's exemption	$123,800 (-7.47%) Land $16,800 Building $107,000	$123,800 (-7.47%) Land $16,800 Building $107,000
2025		$133,800 Land $16,800 Building $117,000	$133,800 Land $16,800 Building $117,000
2023		$108,400 Land $8,700 Building $99,700	$108,400 Land $8,700 Building $99,700
2020	$692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Main Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Main Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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