550 Main Ave S, Harmony, MN 55939 Property Records

Fillmore County property record for 550 Main Ave S, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1941
Lot Size	0.211 acres (9,225 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (Mar 2023)
Tax Bill	$1,740 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.0054.030`

Property Details

APN / Parcel Number

Primary APN	`15.0054.030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	922 sqft Heated Area
Gross Area	1,036 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	9,225 sqft (0.211 acres)
Lot Dimensions	123 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	550 MAIN AVE S
City	HARMONY
State	MN
Zip	55939-6652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-101 RANGE-010 COM AT PT 978' S & 50' E NWCOR NW1/4 SW1/4 SEC 14 TH S75' E 123' N 75' W123' TO BEG
Legal Range	10
Legal Township	101
Legal Section	14
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3038
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	550 MAIN AVE S, HARMONY, MN 55939-6652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer FIRST SOUTHEAST BANK
Nov 6, 2020	Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE
May 28, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Nov 6, 2020 · Amount on File
Deed Document Number	20231521970
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Apr 3, 2023
Property Address	550 MAIN AVE S, HARMONY, MN 55939-6652
Document Number	0000441934
Instrument Date	Mar 30, 2023
Instrument	441934
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441935
Date	Apr 3, 2023
Instrument	441935

Lender

Name	FIRST SOUTHEAST BANK
Type	Bank

Agreement

Amount	Amount on Record
Due	Mar 24, 2023

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FILLMORE MN
Recording Date	Nov 6, 2020
Property Address	550 MAIN AVE S, HARMONY, MN 55939-6652
Document Number	429445
Instrument Date	Oct 30, 2020
Instrument	429445
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MAIN AVE S, HARMONY, MN

Mortgage

Document Number	429446
Date	Nov 6, 2020
Instrument	429446

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FILLMORE MN
Recording Date	May 28, 2020
Property Address	550 MAIN AVE S, HARMONY, MN 55939-6652
Document Number	426851
Instrument Date	May 22, 2020
Instrument	426851
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15618 US 52, HARMONY, MN 55939-2602

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,740.00 (+84.71%) Homeowner's exemption	$145,100 (-7.58%) Land $19,400 Building $125,700	$145,100 (-7.58%) Land $19,400 Building $125,700
2025		$157,000 (+24.21%) Land $19,400 Building $137,600	$157,000 (+24.21%) Land $19,400 Building $137,600
2023		$126,400 Land $10,000 Building $116,400	$126,400 Land $10,000 Building $116,400
2020	$942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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