725 Main Ave S, Harmony, MN 55939 Property Records

Fillmore County property record for 725 Main Ave S, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,989 sqft · built 1955
Lot Size	0.3 acres (13,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,992 (2026)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`15.0467.000`

Property Details

APN / Parcel Number

Primary APN	`15.0467.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,989 sqft Heated Area
Gross Area	1,737 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	13,100 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	714 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	725 MAIN AVE S
City	HARMONY
State	MN
Zip	55939-6655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSCAR HEGGS ADDITION LOT-3-4 BLOCK-001 LOTS 3 & 4 BLK 1 OSCAR HEGGS ADDITION
Legal Subdivision	OSCAR HEGGS ADDITION
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3070
Census Tract	960500

Owner

725 Main Ave S is owned and occupied by two individuals.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	725 MAIN AVE S, HARMONY, MN 55939-6655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
May 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AFFINITY PLUS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	725 MAIN AVE S, HARMONY, MN 55939-6655
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000442777
Date	Jun 13, 2023
Instrument	442777

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 20, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	725 MAIN AVE S, HARMONY, MN 55939-6655
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	426619
Date	May 12, 2020
Instrument	426619

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 725 Main Ave S was $2,992 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,992.00 Homeowner's exemption	$225,700 (-7.58%) Land $27,500 Building $198,200	$225,700 (-7.58%) Land $27,500 Building $198,200
2025		$244,200 Land $27,500 Building $216,700	$244,200 Land $27,500 Building $216,700
2023		$205,200 Land $13,700 Building $191,500	$205,200 Land $13,700 Building $191,500
2020	$2,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 Main Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Main Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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