Mecklenburg County property record for 630 Laurel Fork Dr, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,854 sqft · built 1994 |
| Lot Size | 0.287 acres (12,508 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $493,000 (May 2021) |
| Tax Bill | $5,661 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-035-78 |
| Primary APN | 227-035-78 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,854 sqft Heated Area |
| Gross Area | 3,640 sqft |
| 1st Floor Area | 1,220 sqft |
| Upper Floors Area | 1,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,508 sqft (0.287 acres) |
| Garage Area | 506 sqft |
| Deck Area | 400 sqft |
| Patio Area | 646 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 227-035-78 |
|---|---|
| Street Address | 630 LAUREL FORK DR |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12(CD) |
| Legal Description | L19 B4 M23-722 |
| Legal Subdivision | SARDIS PLANTATION PH 06 MAP 01 |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 5, PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 5833 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 630 LAUREL FORK DR, MATTHEWS, NC 28105-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Dec 14, 2006 · Amount on Record |
| Deed Document Number | 0036117449 |
| Deed Book / Page | 36117 / 449 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 630 LAUREL FORK DR, MATTHEWS, NC 28105-1521 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000107168 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 39942/885 |
| Instrument | 2025107168 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 27, 2021 |
| Property Address | 630 LAUREL FORK DR, MATTHEWS, NC 28105-1521 |
| Document Number | 0000105382 |
| Book / Page | 36117 / 449 |
| Map Reference | MB 23 PG 722 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021105382 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $986.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9400 JOINES DR, MATTHEWS, NC 28105-6528 |
| Name | Verified Name |
|---|---|
| Address | 630 LAUREL FORK DR, MATTHEWS, NC 28105-1521 |
| Investor | Possibly a Property Investor |
| Document Number | 0000105383 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021105383 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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