627 Laurel Fork Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 627 Laurel Fork Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,083 sqft · built 1993
Lot Size	0.277 acres (12,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2020)
Tax Bill	$5,228 (2023)
Deeds & Mortgages	Jun 2020 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-432-81`

Property Details

APN / Parcel Number

Primary APN	`227-432-81`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,083 sqft Heated Area
Gross Area	3,865 sqft
1st Floor Area	1,321 sqft
Upper Floors Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	12,076 sqft (0.277 acres)
Garage Area	660 sqft

Exterior Amenities

Porch	Porch
Porch Area	170 sqft
Deck Area	253 sqft
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-432-81
Street Address	627 LAUREL FORK DR
City	MATTHEWS
State	NC
Zip	28105-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L2 B5 M23-722
Legal Subdivision	SARDIS PLANTATION PH 06 MAP 01
Legal Block	5
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2004
Census Tract	5833

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jun 19, 2020	Deed of Trust, Mortgage · Conventional with PMI UWHARRIE BK
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Document Number	0034707504
Deed Book / Page	34707 / 504
Record Updated	Jun 7, 2026

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 19, 2020
Property Address	627 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Document Number	0000090733
Book / Page	034707 / 000504
Instrument Date	Jun 19, 2020
Instrument	90733
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$930.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	627 LAUREL FORK DR MATTHEWS NC 281051521, MATTHEWS, NC 28105-1521

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	627 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Document Number	0000090734
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	627 LAUREL FORK DR MATTHEWS NC 281051521, MATTHEWS, NC 28105-1521

Mortgage

Document Number	0000090734
Date	Jun 19, 2020
Book Page	034707/000506
Instrument	90734

Lender

Name	UWHARRIE BK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	627 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Document Number	0000135904
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 LAUREL FORK DR MATTHEWS NC 281051521, MATTHEWS, NC 28105-1521

Mortgage

Document Number	0000135904
Date	Oct 29, 2018
Book Page	033075/000015
Instrument	135904

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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